Abstract
This study explores the relationship between digital transformation and green credit in the banking industry. Based on data from China’s banks from 2010 to 2021, we find that the digital transformation of banks has a positive impact on the green credit scale. Among them, the higher level of bank management digitization is more effective for green credit growth. From the perspective of cooperation and competition banks’ digitization contribute to green credit through exogenous fintech and industry competition. In addition, the facilitating effect of the relationship is more pronounced under state-owned banks, large banks, loose monetary policy, and strong financial supervision.
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