Abstract

With the popularization and application of information network technology such as the Internet in various industries and even ordinary families, people have entered the information age based on the network, and the electronic commerce based on the Internet has also been developed rapidly in the world, and has become a new mode of modern business trade. In order to promote the development of electronic commerce in China, we should actively study and develop the corresponding electronic payment methods. Through the efforts in recent years, great progress has been made in the construction of financial electronics in China. Five national electronic fund transfer systems have been built. According to statistics, in recent years, the transaction volume of e-commerce in China has exceeded 4 trillion yuan, and the total transaction volume of e-commerce payments such as online payment of mobile phones on the Internet has exceeded trillion yuan.

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