Abstract
Since the 1990s, Indian banking sector has embraced significant changes with respect to banking conditions, technology, regulations, etc. Given the massive changes in the banking sector, an analysis of the performance of different categories of banks starting from pre-reform era to the modern-day banking is very much pertinent. This chapter attempts to measure the performance of Indian banking sector during the period 1992–2012, by adopting traditional measures. We see that in all scores of performance evaluation such as management efficiency, profitability, productivity and asset quality, foreign banks category has outclassed its peers. It appears that the liberalization has crushed the dominance of the public sector banks and we are moving toward a more convergence and a competitive regime. Management of public sector banks has serious tasks before them to raise profit and business with the help of huge labor force and existing infrastructure.
Published Version
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