Abstract
Digital payments are dramatically increasing around the world. Global non-cash payments has observed an increased by 60% since 2015. This rapid growth has been a results of technological innovation and increased presence of regulation. Digital payments offer exciting opportunities and many banks and other financial institutions have been innovating in the domain. Established financial institutions, also non-financial institution such as start ups or technology companies, are contributing significantly to financial technology innovation in the payments market. This article provides a comparison of two technological innovations and challenges, provides the basis for a conceptual framework on how to compare innovative digital payments solutions, such as future directions in the evolving payments landscape.
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