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Abstract

Abstract. Introduction. Information Technology has revolutionized various aspects of our lives; in particular, it provided an easy way to make digital payments. Common people have started shifting from traditional payment system to digital payment systems that provide safety, security and convenience. Thanks to the giant technological advances in smartphones and easy access to the Internet, the Ukrainian market began to accept digital payments. Changes in consumer preferences and technological innovation have fueled competition in the private sector and the diversity of payments. Global digitalization processes have contributed to the transition of the world's transition to digital payments. Payment systems have proven to be reliable and durable, and continue to enjoy a high level of trust from the public. However, the global crisis that began in 2020 led to a decrease in the total volume of transactions. All actors in the digital payments ecosystem need to evolve and adapt quickly in this direction to facilitate the recovery and shape the emergence of a new normal in payments. Purpose. Defining the current state of digital payments in the world. Consideration of the latest means of electronic payment. Results. �onsidered payment systems in Ukraine and the growth of the digital payments market in the world. The Law of Ukraine about Payment Services was considered. �dentified the leading countries in the digital payments market. Give the graph of the number of mobile payment users by country of the world. Defined the region that will dominate the digital payments market in the coming decade has been. Considered the growth of instant payments in the world. Conclusions. Highlighted the main modern means of payment, which are already used in the global market of digital payments. Specified four main trends that contributed to the development of payment systems are.