Abstract
This chapter focuses on savings banks. Savings banks have tended to offer facilities for those with relatively small amounts of money to save, and in the United Kingdom both trustee savings banks and the Post Office Savings Bank have gradually increased the services they offer. In America, the mutual savings banks have played a similar role to the trustee savings banks in Britain. Savings and loan associations are institutions that have arisen in America as mutual thrift associations, originally for the pooling of resources by neighbors. The standard work covering the savings banks movement in the United Kingdom has been written by H. O. Home. A History of Savings Banks was published by the Oxford University Press for the Trustee Savings Bank Association in 1947, but it does not limit its scope to trustee savings banks; the history of the Post Office Savings Bank is included. The early attempts at forming savings banks and the growth of government legislation are also described in the book.
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