Abstract

Herein, we investigate the impact of FinTech on enterprises’ ambidextrous innovation capability from an organizational resilience standpoint, using panel data from Chinese A–share listed companies from 2008 to 2022. Our findings indicate that a one-unit increase in FinTech development results in a 2.9 % and 10.1 % increase in exploratory and exploitative innovation capability, respectively. Furthermore, organizational resilience amplifies these effects by 2.4 % and 2.5 %, respectively. Robustness checks and heterogeneity analysis confirm the results’ reliability and highlight FinTech's differential impact on state-owned enterprises (SOEs) and non-SOEs. The study contributes to the literature by integrating the resource-based view, dynamic capabilities framework, and institutional theory to explain the relation between FinTech, organizational resilience, and ambidextrous innovation capability. The findings have important implications for managers and policymakers, emphasizing the importance of actively embracing FinTech development, nurturing organizational resilience, and considering the differential impact of FinTech on SOEs and non-SOEs when developing policies to promote innovation and resilience in the face of technological change.

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