Abstract
Blockchain technology is a new and innovative technology that has gained interest from all industries, and countries across the globe. More so, a technology that is mostly associated with Bitcoin, a cryptocurrency that has become popular and is seen as the next gold in the financial sector. This paper gives an insight into Blockchain technology in the Nigerian financial industry and its possible disruption to the industry. Further highlights the importance of Blockchain to enable a better understanding for stakeholders in the Nigerian context. The paper looks at the Fintech industry of Nigeria and further goes to explain the types of blockchain existing and their challenges. Starting with the origin of blockchain and its cryptocurrency application. Finally, the author gives recommendations to aid policymakers in making informed decisions about Blockchain technology. These recommendations are significant and will help in also developing the technology rather than truncating its growth.
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