Bank Interest In Tafsir Nusantara: Study Of The Book Of Al-Azhar In Genealogy Of Power’s Perspective Michael Foucault

Abstract

The issue of usury is a topic that has been, is and will continue to be interesting to discuss. Discussions and reformulations related to usury are increasingly in demand, especially when it comes to modern society, which has a different social structure from Muslims in the past—classic ones who are not familiar with banking institutions. This article examines the interpretation of usury verses in Tafsir Al-Azhar. The method used in this research is descriptive-qualitative method, and is included in the literature research. The collection process is carried out by observing, in the sense of tracking various references that have relevance to the focus of the study, both from books, articles, and so on that function to support these data. The data analysis technique used in this research is the method of content analysis (content analysis). In this analysis, the process of selecting, comparing, combining, and sorting information obtained from related data sources will be carried out to obtain valid inferences. In clarifying the validity of the data, the researcher triangulated both sources and methods. From the study conducted, it can be seen that HAMKA is one of the scholars who gives opinions regarding bank interest in the context of banking. HAMKA said bank interest was usury and a great extortion from those who owed debts to those who owed them. HAMKA absolutely haraams the law of usury of any kind. Both in the form of usury nasi’ah and usury fadl—including the interest system in the banking context. The interpretation of Riba in Tafsir Al-Azhar above is an expression of HAMKA’s position as a figure who is maintaining the status quo. HAMKA is well aware of the condition of Indonesia with a Muslim majority in it. His interpretation is an expression of his social role as a scholar with a strong theological approach with Islam as the basic reference for thinking and acting