Abstract
The object of research is the processes of state regulation of financial recovery of banks by non-monetary methods. One of the most problematic areas is determining the practical aspects of regulating the financial recovery of banks by non-monetary methods, which include: – establishment of mandatory requirements for banking services and business processes; – carrying out checks and taking measures in the event of a violation; – establishment of methods of organizing or conducting banking activities in the process of financial recovery; – licensing rules. An important aspect is the identification of factors that exacerbate the problems of the banking system, in particular, lead to large-scale lending to related parties; opaque ownership structure; inaccurate financial statements; fictitious accounts in foreign banks; money laundering and the like. Improvement of state regulation of financial recovery of banks through the use of preventive measures is possible with the effective use of non-monetary methods of such regulation. The study used methods of analysis and synthesis, induction and deduction, methods of systematization and comparison, tabular and graphical methods. The composition of monetary instruments and their features have been determined. The proposed measures for non-monetary regulation of financial recovery of banks are related to: – improving the procedure for disclosing information on the ultimate owners of the bank; – strengthening the responsibility of banks for the results of their activities; – improving the mechanisms for minimizing credit risks for banks both at the stage of issuing a loan and at the stage of its servicing; – improving the procedure for financial restructuring of problem assets of banks; – set of recreational measures to restore the bank’s solvency, prevent bankruptcy or increase its competitiveness. The use of non-monetary methods of financial recovery and the introduction of the requirements of European legislation into national banking practice testifies to the improvement of state regulation of financial recovery of banks, protects them from insolvency and ensures development.
Highlights
In modern conditions of development of the national economy, an important role is assigned to a stable banking system, which is designed to create a powerful incentive to revive the economic growth of any country through:
An important issue is state regulation of financial recovery based on the use of effective and efficient methods and modern approaches, the main goal of which is to ensure public confidence in domestic banks and to prevent the crisis of the entire banking system
It is shown that an important strategic task of the regulator is the formation of an effective system of state regulation of banking activities
Summary
In modern conditions of development of the national economy, an important role is assigned to a stable banking system, which is designed to create a powerful incentive to revive the economic growth of any country through:. For Ukraine, the experience of national regulators (the National Bank of Ukraine), obtained in the context of a systemic financial crisis, indicates that due to the action of various factors in the process of working with problem banks and the withdrawal of insolvent banks from the market, it was not always possible to ensure the restoration of the solvency of a banking institution and efficiency of activities This all confirms the need to take preventive measures that are directly related to non-monetary methods of regulating the financial recovery of banks. The aim of research is to assess the current state of the use of non-monetary methods of state regulation of financial recovery of banks
Sign-in/Register to view highlights & summary Sign-in/Register to access full text options 
Free) 
Talk to us
Join us for a 30 min session where you can share your feedback and ask us any queries you have
Schedule a call
