Abstract
This study seeks to investigate the impact of digital resource accessibility and digital payment on financial inclusion in South Asia. The scope of this examination covers accessibility and utilization dimension of the financial inclusion. The accessibility in terms of account ownership and utilization in terms of formal savings and formal borrowing. The study uses Global Findex database 2021 and employs a Logistic regression model given the binary nature of the outcome variables. The aftermaths of the regression model suggest that age, gender, education, wealth and employment status significantly influence the indicators of financial inclusion. Findings indicate that access to mobile phone and internet has higher likelihood of financial inclusion in terms of owing a bank account, formal savings and formal borrowing. Moreover, engagement of individuals with digital payment systems like credit cards, debit cards, or making or receiving payment digitally correlates strongly with higher likelihood of financial inclusion. The findings of the study have implications in underscoring the importance of tailored policies that support financial inclusion.
Published Version
Talk to us
Join us for a 30 min session where you can share your feedback and ask us any queries you have
Schedule a callDisclaimer: All third-party content on this website/platform is and will remain the property of their respective owners and is provided on "as is" basis without any warranties, express or implied. Use of third-party content does not indicate any affiliation, sponsorship with or endorsement by them. Any references to third-party content is to identify the corresponding services and shall be considered fair use under The CopyrightLaw.
