Analysis on the efficiency of China's top ten joint-stock banks based on the super-efficiency DEA method

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Banks are special types of economic and financial institutions that specialize in various currency and credit loan businesses. They have always been regarded as the most important part of a country's real economy. It has a major issue related to the national economy and people's livelihood. Production, operation and management activities and the healthy development of the financial industry are very inseparable from the coexistence of financial banks. Joint-stock banks are also a very important part of the bank. With the current rapid development of China's modern financial industry, the market for joint-stock banks The competition is becoming more and more fierce. Bank efficiency is an important indicator to evaluate the profitability and competitiveness of each bank. Efficiency evaluation is of great significance to the sustainable development of banks. Super-efficiency DEA is an important method to study the efficiency of companies. This paper uses the super-efficiency DEA method to study the efficiency of the top ten domestic joint-stock banks with scale efficiency indicators and technical efficiency indicators. This research shows that during the epidemic period, reducing operating costs is of great significance to improving bank efficiency, getting rid of the shackles of business outlets, financial innovation through the Internet and big data, and allowing customers to enjoy banking services anytime and anywhere has gradually become the goal of major listed banks.