Abstract
This research aimed to Analyse the Health Ratios of Conventional Commercial Banks in Indonesia for the Period 2016-2020. This study uses multiple linear regression analysis techniques using the Ordinary Least Square (OLS) method, with the help of the Eviews version 10 application. The results of this study indicate that the Capital Adequacy Ratio (CAR) shows that it has a negative and insignificant effect of 0.1236% on Return on Assets (ROA) in Conventional Commercial Banks. Loan To Deposit Ratio (LDR) shows that it has a positive and significant effect of 0.0000% on the Return on Assets (ROA) of Conventional Commercial Banks. Non-Performing Loan (NPL) shows that it has a negative and insignificant effect of 0.9694% on the Return on Assets (ROA) of Conventional Commercial Banks. Operating Costs on Operating Income (BOPO) shows that it has a negative and significant effect of 0.0006% on the Return on Assets (ROA) of Conventional Commercial Banks. Based on the coefficient of determination test, the ratio of CAR, LDR, NPL, and BOPO has a simultaneous effect on ROA of Conventional Commercial Banks with a value of 0.681725 or 68.17%.
Sign-in/Register to access full text options 
Free) 
Talk to us
Join us for a 30 min session where you can share your feedback and ask us any queries you have
Schedule a call
