Abstract
Financial Technology (FinTech) has significantly transformed the financial landscape in Nigeria, enhancing access to financial services and fostering economic growth. However, its rapid evolution has introduced a range of associated risks, including cybersecurity threats, regulatory challenges, and consumer protection concerns. This study explores the dynamic relationship between FinTech development and the associated risks in Nigeria. By analyzing industry trends, regulatory frameworks, and empirical evidence, this paper aims to provide a comprehensive understanding of how FinTech influences economic progress while posing risks to financial stability.
Published Version
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