An Empirical Study on Satisfaction Evaluation of Rural Land Mortgage Loan Supply

Abstract

Based on the perspective of farmers’ income gap and ordered Probit model, this paper provides a theoretical basis for the national promotion at the end of 2017 by analyzing the supply effect of rural Land mortgage loans in Sichuan, Yunnan and Guizhou in March 2007 to in March 2016. From the perspective of income grouping, the same factors have different effects on the farmers with different income, and the significant factors are the mortgaged housing area and asset valuation. Secondly, from the overall perspective of farmers, the level of education, interest rate, the expected degree of satisfaction of assets, and the help of funds to family also determine the level of satisfaction of farmers to a large extent. Based on the research conclusions, this paper puts forward to further expand the scope and mode of mortgage guarantee and so on.