Abstract

The paper explores the level of awareness and satisfaction along with the efficient utilization of the ESI policy. The study attempts to view the benefits pertaining to the working employees. The study is to analyse the effects of utilizing the Employee State Insurance (ESI) policy by using SPSS software tools. The study has been done by using a structured questionnaire. ESI is a self financing social security scheme and health insurance scheme for the workers in India. It is an essential to give social security to the employees via Employee State Insurance Act ,1948 against the employee sickness, women employee maternity, Total disablement, Partial disablement and employee death in the during employment and to provide benefits to the effected employees and their dependents. ESI is certainly various from other insurance scheme like Health Insurance i.e. It actually provides the full coverage of the hospital expenses. The employers and employees contribution were made in ESI. The study was conducted with the objective of understanding the ESI frameworks with its benefits, schemes and allowances.

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