ВДОСКОНАЛЕННЯ ІНФОРМАЦІЙНО-АНАЛІТИЧНОЇ СИСТЕМИ ЕКОНОМІЧНОЇ БЕЗПЕКИ БАНКІВ НА ДЕРЖАВНОМУ РІВНІ

Abstract

For twenty years of independence of Ukraine, the category of bank has evolved from a purely institutional economic category into a socio-political category, and in the context of the financial crisis on litmus paper, the definition of the stability of socio-political and economic independence of Ukraine. Recall that the main thing in the essence of the bank, its basis is the organization of the monetary process and simulation of banknotes. Unfortunately, the banking system in the conditions of political instability has evolved from an instrument of financial transformation into an instrument of social influence and social conflicts. According to the criteria of American economic science, we have a collapse of the monetary and financial system, because, firstly, population savings are not transformed into investment and, secondly, our banking system does not lend its own production. Proceeding from the notion of a market economy, our banking system is anti-market, as it destroys the main part of the market system, destroys its own production through artificially created crisis of payments, implementation of the policy of solid monetarism, indirect lending to foreign firms through speculative operations, and facilitates the flight of capital abroad. In order to create a market economy in Ukraine, it is necessary to solve the problem of creating a banking system that reflects the interests of Ukraine, rather than the interests of the countries of elitism - regarding the gaining of the Ukrainian market and its financial sovereignty, which is much more important and more complicated than solution, for example the problem of total privatization. It is worth pointing out that the world enters a new era, which will be characterized by a significant increase in the unpredictability and uncertainty of development, when different crises will constantly arise and disappear in various local processors of the world economy, periodically combining in the chain and forming a global crisis. In these global fluctuations, only social development that is based on a competitive economy can be sustainable; developed domestic market; a national production complex that fully utilizes the potential of transnational capital and guarantees the country's economic security; a balanced social structure and an effective political system.