ОЦІНКА ФІНАНСОВОЇ БЕЗПЕКИ РЕГІОНУ НА ПРИКЛАДІ ЛЬВІВСЬКОЇ ОБЛАСТІ

Abstract

The research presents the approaches of scientists, theorists, financiers and practitioners to the interpretation of the economic essence of the term "financial security of the region". The author's vision of the economic essence of financial security of the region is determined. The main components of financial security are identified, which make it possible to assess the nature of the participation of all spheres of life in ensuring an adequate level of security. It is noted that at the regional level, the generalizing indicator that characterizes the level of economic development of the region is the gross regional product. The structural-dynamic analysis of the volume of gross regional product of Lviv region for 2016–2019 is carried out. It is proved that the size of the gross regional product depends on the amount of gross value added of all economic activities of the region. The study considers the system of indicators for assessing the components of financial security of Lviv region in 2018–2020. In particular, the dynamics of capital and direct investments in the region, the consumer price index, the profitability of operating activities of enterprises in the Lviv region, the amount of disposable income per capita, etc. It is determined that 60% of the indicators calculated for the Lviv region have an optimal value, but 40% do not reach the limit value. Problematic components of financial security of Lviv region have been identified. A comparative analysis of the Lviv region in the western region of Ukraine as of 2020. It is noted that in the conditional comparative rating of the western region of Ukraine on the effectiveness of all indicators the first place is occupied by Lviv region. The main internal and external threats to the financial security of the Lviv region are analyzed and presented. The strengths of the Lviv region have been highlighted, which will serve to improve the situation. The obtained results of the research can be implemented in the activities of state structures of Lviv region in terms of making adjustments to the organization of the system of financial and economic security of the region.