Abstract
On January 1 this year, Federal Law No. 398-FZ dated December 6, 2021 “On Amendments to the Federal Law “On the Central Bank of the Russian Federation (Bank of Russia)” and Articles 9 and 14 of the Federal Law “On Microfi nance Activities and Microfi nance Organizations” came into force aimed at preventing the accumulation of risks by borrowers and slowing down the excessive growth of unsecured consumer lending.
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