ДЕРЖАВНЕ РЕГУЛЮВАННЯ І ФІНАНСОВА БЕЗПЕКА БАНКІВСЬКОГО СЕКТОРУ УКРАЇНИ : ПРОБЛЕМНІ ПИТАННЯ ТА ШЛЯХИ ВИРІШЕННЯ

Abstract

Urgency of the research. The current conditions of functioning of the banking sector in Ukraine are characterized by a number of destabilizing trends associated with the accumulation of risks. This necessitates a scientific search for ways to ensure its financial security, in particular, by optimizing the functions of state regulation and supervision of the banking sector. Target setting. Financial security and stability of the banking sector objectively requires the deepening of the theoretical justification to optimize the functions of state regulation and supervision of the banking sector in order to neutralize the threats and prevent local crises. Actual scientific researches and issues analysis. The theoretical basis for the formation of the system of state regu-lation of banking activity has been reflected in the scientific works of such scholars as: O. Baranovsky, V. Kovalenko, O. Kirichenko, Habyuk O. and others. Uninvestigated parts of general matters defining. System research requires methodological approaches to the formation of a system for ensuring the safety of the banking sector. The research objective. Deepening of scientific views on the development of the banking regulation and supervision system, outlining the directions of its modernization in modern conditions. The statement of basic materials. In this article, the author has proved that an important component of providing financial security to the banking sector is the development of an effective system of state regulation and supervision of the banking sector. The basic strategic directions of the state regulation by the banking system are determined. Conclusions. Proposals for developing a system of state regulation and supervision of the banking sector, which will create the foundation for its financial security have been developed. The article presents a system of regulation and supervision of the banking sector from the point of view of ensur-ing its financial security.