ФІНАНСОВИЙ ІНСТРУМЕНТАРІЙ РОЗВИТКУ ЖИТЛОВОГО БУДІВНИЦТВА В УКРАЇНІ

Abstract

The article systematizes the main approaches to revealing the conceptual foundations and practical significance of financial instruments in the development of housing construction in the country. The leading role of housing construction in the formation of appropriate conditions for the livelihood of society, ensuring the sustainable development of the national economy is substantiated. The article is devoted to the study of the role of financial instruments in ensuring the effective functioning of housing construction, the need for the development of financial engineering as an effective component of the restoration of the country's housing stock, ensuring the proper functioning of critical infrastructure. The leading role of the field of housing construction in stimulating the processes of socio-economic development of the state, forming the conditions of life support of its society is substantiated. The generalization of the scientific approaches of scientists and practitioners to the category of "financial instruments" was the basis of the development of the author's approach to the interpretation of the category of "financial instruments of housing construction" as a special type of financial agreement implemented within the framework of the appropriate financial mechanism, as a result of which the interaction of the subjects of housing construction is strengthened construction with the surrounding environment, transformation of financial assets and liabilities takes place, financial and production activity of housing construction is stimulated. On the basis of a preliminary assessment of the destruction of housing infrastructure caused by military aggression on the territory of our country, the need to change approaches to the further implementation of housing construction is substantiated. It has been proven that the accelerated restoration of the destroyed housing stock will require further transformation of all processes of its resource provision, which should be based on the principles of: innovative development, efficiency, accessibility and safety of the housing stock. The key advantages of financial engineering in the field of housing construction aimed at forming the appropriate level of financial potential in the field of housing construction are identified. The need to attract international support necessary for the restoration of the housing stock, the activation of housing construction, the provision of complex infrastructural restoration of critical infrastructure, the implementation of which should be carried out through a joint combination of existing financial technologies, the search for and implementation of the innovation financial instruments, was emphasized.