ДОСТУПНОСТЬ ЖИЛЬЯ В РЕГИОНАХ РОССИИ: АНАЛИЗ И ИНТЕГРАЛЬНАЯ ОЦЕНКА

Abstract

Housing affordability in the regions of Russia based on the calculation of indicators that characterize the ability of citizens to improve housing conditions in the housing market and in the rental market is analyzed in this paper. Approach to a comprehensive assessment of housing affordability in the regions based on determining the aggregate rating of the region by the level of housing affordability is developed by the authors. The proposed approach is based on the method of sums of ranks – the aggregate rating of the region by housing affordability is determined by using the total rank of the region by the level of housing affordability. Sum of ranks of region by indicators of housing affordability is total rank of the region. The approach developed by the authors allows for a comprehensive analysis of housing affordability in the regions, taking into account the investment opportunities of the population in the primary and secondary housing market, in the rental housing market, as well as the availability of housing mortgage lending in Russia. Assessment of the aggregate housing affordability rating is the basis for analyzing housing affordability at different stages of housing reproduction. The proposed approach also allows to analyze the relationship between the comprehensive level of housing affordability in the regions and other parameters that characterize the development of the housing sector. The proposed approach is tested in this article. Significant differences in the level of investment opportunities for households in the regional housing markets was shown based on the determination of the aggregate rating of housing affordability in 78 regions of Russia. The influence of housing affordability in the regions on the volume of housing construction based on the analytical grouping of data was shown.