보험범죄 대응체계에 관한 연구

Abstract

“Insurance” is a mean of enabling modern people to lead a safe life that can experience unpredictable threats. However, sophisticated criminal methods using insurance are developing as they become corporate, internationalized, and organized. To prevent this, the Special Act on the Prevention of Insurance Frauds was enacted and implemented in 2016, but insurance crimes are on the rise in the number of people caught and the amount of damage. As reported in previous studies, the damage caused by insurance crimes affects the national economy as well as individuals. Various criminal justice agencies are paying attention to such growing measures to prevent insurance crimes, but general private institutions are also working to prevent insurance crimes by setting up special organizations. Among them, the Special Investigation Unit (SIU) is composed of insurance companies and is an institution that prevents and responds to insurance crimes at the forefront. Despite its importance, there are no studies in Korea that have dealt with the current status and problems of SIU in depth. Therefore, this study aims to analyze the significance of insurance crimes and the insurance crime room through literature review, and to explain the response system to insurance crimes, focusing on the SIU, an investigation team of private insurance companies in Korea, to efficiently investigate the current increase in insurance crimes. Based on these results, suggestions were made to establish an effective response system for insurance crimes.