Методика оценки финансовой грамотности поведения военнослужащих

Abstract

The article is of a scientific and applied nature and is devoted to the description of the methodology for assessing financial literacy of military personnel behavior and its psychometric research. Instructions and incentive material of the questionnaire, normative values and interpretation of diagnostic scales are given. The questionnaire was tested on a sample of 526 military personnel of the Military University of the Ministry of defense of Russia. The proposed method allows us to evaluate the personal characteristics of military personnel, which have a Central influence on their financial behavior. In addition to the integral indicator - "military personnel's Propensity to financially literate behavior", eight partial characteristics are defined – financial awareness; the desire to look financially secure; the desire to plan a personal budget; a propensity to financial risk; attention to spending money and shopping; a propensity to financial savings; financial responsibility; financial self-control. The method allows you to predict the financial behavior of military personnel. Innovative diagnostic tools can be successfully used in psychoprophylactic work with the personnel of law enforcement agencies, as well as psychologists-researchers in the field of economic psychology.