Розвиток партнерських відносин держави та банківського сектору

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It is noted that the modern world experience shows the importance of establishing partnership relations between the state and the banking sector. Ultimately, both parties are interested in such relationships: for the banking sector it is a way of obtaining favorable business conditions from the state and securing a guaranteed profit from participation in profitable joint projects, and for the state the partnership with the banking sector is a way to attract private capital to finance nationally significant projects and give it a social orientation. The development of new principles of cooperation between the state and the banking sector is manifested in the formation of the institutional foundations of these relationships within the framework of the acceptance by banks of social responsibility for the results of their activities. At the same time, banks not only participate in solving problems of society, but also receive certain benefits from this activity. Corporate social responsibility begins to function as a sustainable social institution, it is rational and effective, which distinguishes it from traditional charity. It is determined that the institutional framework of the mechanism of partnership between the state and the banking sector includes a set of the following interrelated elements: the goals and objectives that are set and solved jointly by the state and the banking sector; the sphere and area of their mutual interests; the forms and ways of cooperation between the state and the banking sector; the powers of each of the parties, that is, the rights and obligations stipulated by them, related primarily to the division of property rights, which serve as the institutional basis for their interactions; the mutual responsibility for adherence to the established rules of the game and a measure of responsibility for their violation for one reason or another and the confidence of these entities to each other in the context of the stated goals and objectives of partnership, that is, the principles of partnership.