СОВЕРШЕНСТВОВАНИЕ ИНСТРУМЕНТОВ И МЕТОДОВ ПРЕВЕНТИВНЫХ МЕР БАНКРОТСТВА БАНКОВ

Abstract

In the modern realities of the banking sector, the problems associated with preventing the bankruptcy of credit institutions are becoming more and more relevant and significant. In this study, attention is drawn to the problems of preventing the bankruptcy of credit institutions in the modern conditions of the banking sector. Practice shows that timely detection of signs of default of a credit institution is not always possible, since existing indicators indicating problems in the bank’s activities are usually late. At the moment, the study of the causes of default, the assessment of the probability of its occurrence and the development of models for early detection of this event is of interest. The article proposes a developed conceptual framework, a model of predictive assessment of the probability of bankruptcy and clarifications to the current methodology for assessing the economic situation of banks, as an improvement of the mechanism for preventing bank bankruptcy.