СОВРЕМЕННЫЕ ТЕНДЕНЦИИ РЕГУЛИРОВАНИЯ ПРОЦЕССА ЦИФРОВИЗАЦИИ ФИНАНСОВОГО РЫНКА. ЧАСТЬ I

Abstract

In this paper, the author explores current trends in regulating the process of digitalization of the financial market. In the first part of the article, international trends in the development of financial markets were considered, modifying classical approaches to the provision of financial and banking services, including: transformation of the needs and behavior of customers; creation of ecosystems of financial and non-financial services; use of «Open API» in the financial and non-financial sectors of the economy; application of financial technologies on a global scale; strict regulation of cryptocurrencies and the development of digital currencies of central banks; active growth of operational risks and information security risks. Based on the results of the material of the first part, a conclusion was drawn about the legislative provision for regulating the process of digitalization of the financial market, which is the most important priority for national development. This study consists of three parts.