Abstract
The article pays attention to necessity of active working-out of problems of person’s economic security. Up to present time the problem of prevention of threats to persons’ economic safety, which make economical and psychological harm to a citizen still unsolved. The aim of our research is to study theoretical and practical aspects of changes of characteristics and tendencies in psychology of people – areal, time-dependent, informational and energetic ones, under the influence of state insurance and investment policy. Methodical store of the researches included two author’s multifactorial scale questionnaires: “Attitude of citizens toward the state insurance policy” and “Financial anxiety of the person”. The subject of our research is psychological characteristics of reflection of state insurance and investment policy in citizens’ minds. Factor analysis of two questionnaires had defined for us two principal components: problems in interconnection of citizens’ attitude to insurance and investing with the condition of the national economy and psychological problems, connected to personal financing of household. Increase of financial awareness and actions aimed to improvement of personal financial condition provide the better prediction for expenses and saving money in the first component, which leads to development of national economy.
Highlights
Введение Частная инвестиционная и страховая деятельность гражданина так же, как и состояние экономики в целом в значительной степени зависят от государственной политики
The aim of our research is to study theoretical and practical aspects of changes of characteristics and tendencies in psychology of people – areal, time-dependent, informational and energetic ones, under the influence of state insurance and investment policy
Отношение граждан к государственной финансовой политике как фактор экономической безопасности личности / О.В
Summary
Введение Частная инвестиционная и страховая деятельность гражданина так же, как и состояние экономики в целом в значительной степени зависят от государственной политики. В Германии один из самых высоких в мире показатель доли страховых услуг, предоставляемых физическим лицам – 87 % объема германского страхового рынка, что в значительной мере является результатом проведения стимулирующей государственной политики (Дейнека, 2015).
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