Abstract

Insurance products and mechanisms with signs of insurance relations are used in the activities of Russian development institutions, often without an assessment of expediency and at least a formal assessment of effectiveness. In some cases, insurance organizations were created directly (for example, the Russian Agency for Export Credit and Investment Insurance — EXIAR) and companies engaged in organizing and supporting insurance in agriculture or mortgage lending, in most cases insurance mechanisms are used in the activities of development institutions without creating an organizational structure. The presence and variety of forms of use of insurance mechanisms actualize the task of developing a methodology for the use of insurance in the activities of Russian development institutions and criteria for evaluating the effectiveness of insurance.

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