Abstract
Formulation of problem. The article is focused on the analysis of trends of development of credit unions and the basis for scientific and practical recommendations regarding increasing the financial potential of credit unions in system of development of small forms of agrarian business. The aim of research is the development of theoretical aspects and practical recommendations regarding increasing the financial potential of credit unions in system of development of small forms of governance in agrarian area. The object of the research is the financial potential of credit unions. Methods, used in research: generalization, comparison, logical and informative, scientific knowledge, induction, analysis. The hypothesis of the research: analytical evaluation of development trends of credit unions for identification of the feasibility of fund-raising for small forms agrarian business. The statement of basic materials. The dynamics of quantity of credit unions, the number of persons included by them, the amount of capital, loan and deposit portfolio, risks of activity is analysed as a whole and in the frames of all -Ukrainian association. The critical estimation of le gal status and prudential regulation is provided, their influence on the disclosure of financial potential of credit unions and their advantages for small forms of agrarian business as representation in regions with developed agricultural production, territorial accessibility, the opportunity of to give modest amouts of credit sums for a long term for household plots and farms is determined. The originality and practical significance of the research is the development of recommendations regarding support for small forms of governance in agrarian area by credit unions. Conclusions and perspectives of further researches. Credit unions (CU) have significant competitive advantages over banks at the level of consumer loans and credit for rural commodity producers. Therefore, free fund-raising of credit unions will play an important role in the development of small forms of governance in agrarian area.
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