The authors present a tutorial paper in which they review the concept of structural sub-band decomposition of sequences, a generalisation of polyphase decomposition. The idea of using a very simple analysis-synthesis structure allows for computational efficiency. It is applicable both for signals and for systems, which may thus be designed and realised advantageously. The use of such decomposition is shown, in terms of theory and applications, for transform-based spectral analysis, FIR filter design and implementation, and adaptive filtering. Advantages are demonstrated for cases of narrow-band signals and systems.