Small and Medium-sized Enterprises (SMEs) are increasingly relying on cloud platforms to support critical business operations, making effective disaster recovery (DR) strategies essential for ensuring business continuity. This review proposes a robust disaster recovery framework tailored for SMEs, designed to minimize downtime and data loss in the event of a system failure, cyberattack, or natural disaster. The framework integrates advanced cloud technologies to create a cost-effective, scalable solution that aligns with the resource constraints of SMEs while providing enterprise-grade resilience. Key components of the disaster recovery framework include cloud-based data replication, automated backup solutions, and geo-redundant storage to ensure that data is continuously available and recoverable. This model employs real-time data synchronization and incremental backups to minimize Recovery Point Objectives (RPO), ensuring that critical data is not lost during an unexpected outage. Additionally, the framework leverages automated failover mechanisms to achieve low Recovery Time Objectives (RTO), allowing businesses to restore operations quickly after an interruption. Cloud orchestration tools such as AWS Elastic Disaster Recovery or Azure Site Recovery are utilized to automate disaster recovery processes, reducing manual intervention and improving the speed of recovery. The framework also incorporates regular testing of disaster recovery plans, using simulation tools to identify weaknesses and optimize response times. For SMEs, cost-effectiveness and ease of management are crucial. The framework emphasizes a pay-as-you-go model for cloud resources, allowing businesses to scale their disaster recovery solutions as they grow without incurring excessive upfront costs. By providing continuous monitoring and proactive threat detection, this disaster recovery framework ensures that SMEs can maintain uninterrupted business operations on cloud platforms, thereby enhancing resilience and mitigating the financial and operational risks associated with data loss and system downtime.