A series of Mg2Al4Si5O18:xEu2+ (x = 0.2, 0.6, 1.4, 2.8, 6.0mol‰) and Mg2Al4Si5O18:0.05B, 1.4Eu2+ (BZn2+, Ca2+ and Sr2+) phosphors were prepared by high-temperature melt ice-water quenching and heat treatment. In this study, using Eu2+ ions as a structural probe, we investigated the effects of heat treatment temperature, Eu2+ ion concentration, and cation position on the crystal phase and local structure, triggering changes in the luminescent properties of the phosphor and achieving coordinated blue and red luminescence. Through heat treatment analysis, we proposed the formation process of the two phases of cordierite. The doping of different concentrations of Eu ions in cordierite triggers the phase transition of the host lattice. The molar distribution ratio of Eu2+ ions was calculated by Gaussian peak-splitting fitting to identify the detailed occupancy distribution of the Eu2+ ions in μ-cordierite and α-cordierite. In the α-cordierite phase, with the doping of Zn2+, Ca2+, and Sr2+ cationic sites, the PL is modulated from orange to blue emission based on the selective occupancy of Eu2+ ions, which is caused by the difference in cationic radii and structural distortion. The comprehensive luminescence intensity of MASE1.4, MASZ0.05E1.4, MASC0.05E1.4, and MASS0.05E1.4 phosphors were 81.18%, 83.49%, 62.67%, and 76.41% at 150 °C compared to that at 30 °C, indicating the better thermal stability of the prepared phosphors. The luminescence tunable strategy by cation and Eu2+ doping simultaneously modifies the emission and achieves different thermal stability, providing a new design concept for the development of Eu2+-doped silicate phosphors.