During epidemics, individual responses to prevention and control information vary significantly, affecting the execution of preventive measures. This paper introduces a novel model to analyze the co-evolution of the information-behavior-epidemic dynamic, accounting for the heterogeneity in individual behavioral adoption thresholds and network structures. The model consists of three layers: the upper layer, utilizing scale-free social networks to represent the diffusion of information; the middle and lower layers, employing community networks, to illustrate individuals’ decision-making and epidemic transmission processes, respectively. We applied the Heaviside step function to depict the effects of information and local environmental factors on individuals’ decisions. Through the microscopic Markov chain approach (MMCA), we determined the epidemic threshold. Our methodology also included extensive Monte Carlo (MC) simulations to validate our theoretical predictions. Our results reveal several key insights: (i) reducing community mobility and the threshold for adopting preventive behaviors can significantly restrain the scale of the epidemic and delay outbreaks; (ii) the level of individual activity in the physical contact network has a significant influence on epidemic transmission; (iii) integrating individuals’ behavior adoption thresholds induces a two-stage phase change, deviating from the continuous phase transition typically observed in epidemic transmission.