In order to improve the living problems of the elderly in rural areas and provide security for the elderly of long-term residents in rural areas, taking the rural old-age insurance system as an example, this paper analyzes the effect of system reform in the market. This paper expounds the background of China's rural old-age insurance system reform, starting from the poor binding force of the existing insurance system; Poor scientificity and rationality; The government's publicity of the old-age insurance system is insufficient. It analyzes the problems of the insurance system from three aspects. Clarifying the reform of the insurance system can further improve the fairness and efficiency of the system, so as to reduce the risk of insurance, standardize the relevant business processes such as insurance payment, improve the growth of the value of the rural old-age insurance system in the market, and better meet the needs of social development. It is proposed that the reform of the old-age insurance system can promote the family pension work, and then ensure that the rural elderly have a safe, reliable and stable source of living funds.
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