The addition or substitution of various gel materials in cement-based composites has been proven to be an effective approach in enhancing the performance of concrete. Current research focuses mainly on enhancing the toughness of concrete, but lacks discussion on the performance of alternative gel materials. Therefore, this study aims to explore the effects of partially substituting cement with fly ash and slag powder as gel materials, while incorporating a high volume fraction of micro-steel fibers (6%), on the workability and mechanical properties of self-compacting concrete. By means of rigorous experimental investigation and meticulous analysis, we comprehensively assessed the workability characteristics of self-compacting concrete, encompassing critical aspects such as filling ability, cohesion, and permeability. Additionally, we conducted an extensive evaluation of the mechanical attributes of self-compacting concrete, encompassing vital parameters, such as compressive strength, axial compressive strength, splitting tensile strength, and flexural strength. Last but not least, through a holistic integration of workability and mechanical properties, we conducted a comprehensive performance evaluation of self-compacting concrete incorporating a synergistic blend of fly ash, slag powder, and micro steel fibers. The experimental results indicate that the composite addition of fly ash and slag powder in self-compacting concrete, while compatible with up to 6% micro-steel fibers, leads to a decrease in concrete workability and an increase in cohesiveness due to the addition of micro-steel fibers. Moreover, fly ash predominantly influences the tensile properties of concrete, while the addition of slag powder significantly affects the compressive and flexural properties of concrete. Additionally, the addition of micro-steel fibers significantly improves the overall mechanical properties of concrete.