Radio frequency heating (RFH) is recognized as an efficient and economical method for volatilizing organic pollutants from contaminated soils. Although some numerical simulations have been conducted to predict temperature changes during RFH, models that account for effects of water content (WC) variation on dielectric properties and temperature evolution in soil were rarely reported. To address this, a three-dimensional numerical model integrating electromagnetic-thermal conversion, heat transfer, and mass transfer was developed with coupling dynamic changes in WC and corresponding impacts on soil properties. The effects of soil types and RFH engineering parameters on temperature evolution and energy utilization were evaluated. The model's temperature prediction was validated using experimental data, indicating that temperature decreases outward from hot electrode, with high-temperature regions forming at the top and bottom regions near electrode. Water evaporation in soil causes a temperature plateau with >76.25 % of energy utilized for heating and evaporating water during 60-d RFH. Moreover, higher soil WC could increase electromagnetic-thermal conversion capability, counteracting the negative impact of increased specific heat capacity on temperature rise. Thermophysical properties of soil are crucial in RFH: sand, with lower specific heat capacity and higher thermal conductivity, results in faster heating rates. While, clay, with higher density and specific heat capacity, results in lower heating rates but greater energy utilization efficiency. Low-power RHF and wider well spacing improve the uniformity of temperature distribution but require more time to reach target temperatures. Moreover, input power influences the magnitude and timing of optimal energy utilization efficiency, while well spacing primarily affects timing. The models developed in this study provide essential guidance for RFH-based soil remediation projects.