The housing market occupies an important place in the structure of the national economy. In particular, it provides a connection between housing consumers and its producer - the construction industry, which is an indicator of economic development, determines the relationship between housing demand and supply, on the basis of which it establishes economically balanced housing prices, determines price guidelines for public housing programs and the most effective forms of housing use, is a tool for housing redistribution among citizens, etc. The housing market in Ukraine before Russia's military aggression belonged to the developing markets. In the article, a study of the current state of residential real estate in Ukraine is carried out, namely, the emphasis is placed on the analysis of the availability of the residential real estate market for the population of Ukraine. It is noted that the main subject of the housing market is the buyer, and if for some reason residential real estate objects become unavailable for him, then the existence of the housing market is under great threat. Quantitative indicators of the housing stock of Ukraine, housing price indices on the primary and secondary market, the dynamics of capital investments for the purchase of housing and the number of sales contracts, as well as the ability of the population to save for the period 2017–2021, were analyzed. Housing affordability is analyzed using the housing price index (HPI). The activation of mortgage lending in the country during the period covered by the analysis was restrained by the existence of problems that prevented the full use of mortgages and, accordingly, did not contribute to the development of mortgage lending. Yes, it is indisputable that the "inhibition" of the development of mortgage lending is influenced by the limited ability of the population to pay. As for the spending and savings of Ukrainian citizens, they are extremely low. At the same time, savings of Ukrainians are a powerful potential source of investments. Information on the price dynamics of residential real estate indicates a significant difference between regions within the same country. The dynamics of the primary and secondary housing market in 2022 in the conditions of military aggression of the Russian Federation are considered.
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