Provision Of Financial Incentives Research Articles

A Theoretical Analysis of Digital Finance Enabling Green Innovation

This paper explores the development of digital finance as a force for promoting green innovation. It discusses how digital finance can be developed in high quality and how it can promote the theoretical mechanism of green innovation. Finally, policy recommendations for the development of digital finance and green innovation are presented. Digital finance primarily supports green innovation in three ways. Firstly, it facilitates the development of green enterprises and promotes high-quality and sustainable economic growth through convenient and efficient financial services. Secondly, it employs digital technology to enhance the coverage of financial services. Finally, it encourages the adoption of sustainable practices through the provision of financial incentives. Secondly, digital finance has facilitated the development of green financial products and services, expanded financing opportunities for enterprises, and lowered the cost of financing green projects. Thirdly, the integration of digital finance and green innovation has contributed to the enhancement and upgrading of industrial structure, as well as the transition towards a greener economy. Therefore, it is imperative to support the advancement of digital finance for green innovation from various perspectives.

To what extent did implementing a community-embedded intervention align with the goals and roles of stakeholders in adolescent sexual and reproductive health?

Adolescents' sexual and reproductive health (SRH) needs are largely unmet due to poor access to SRH information and services. A multicomponent community-embedded intervention, comprising advocacy to policymakers and community leaders, training of health workers on the provision of youth-friendly SRH services, and establishment of school health clubs, was implemented in Ebonyi State, Nigeria, to improve access to SRH information and services for adolescents aged 13-18years in selected communities and secondary schools. This study explored the extent to which the intervention aligned with goals and roles of stakeholders in the State. Qualitative in-depth interviews (30) were conducted with key stakeholders in adolescent health programming in the State, and community gatekeepers (traditional and religious leaders) in the intervention communities. Sex-disaggregated focus group discussions (10) were conducted with health service providers, parents/guardians of adolescents. Data was analyzed deductively based on fit of strategy and two constructs of the Theoretical Framework for Acceptability - burden, and opportunity cost. The transcripts were coded in NVivo 12, and the subthemes that emerged from each construct were identified. Stakeholders perceived the ASRH intervention activities to align with their individual goals of sense of purpose from serving the community and organizational goals of improving the visibility of adolescent reproductive health programs and aligned with their routine work. Hence, implementing or participating in the interventions was not considered a burden by many. Although the delivery of the interventions constituted additional workload and time commitment for the implementers, the benefits of partaking in the intervention were perceived to outweigh the inputs that they were required to make. Some of the community health workers in the intervention felt that provision of financial incentive will help with making the intervention less burdensome. To participate in the intervention, opportunity cost included forgoing work and business activities as well as family commitments. Findings from the study show that the intervention aligned with individual/organizational goals of stakeholders. To improve acceptability of the ASRH interventions, interventions should leverage on existing programs and routine work of people who will deliver the interventions.

Circular Economy in the Building Sector: Investigating Awareness, Attitudes, Barriers, and Enablers through a Case Study in Saudi Arabia

The adoption of circular economy (CE) holds significant potential to mitigate the challenges posed by the conventional linear economic model. The building sector in Saudi Arabia continues experiencing rapid growth, often marked by a consistent annual rise in the number of projects. The incorporation of CE principles into this expansion presents opportunities to optimize resource utilization, minimize waste generation, and enhance overall environmental sustainability. This study explores the current levels of awareness, perception, and implementation of CE principles among local building sector stakeholders and assesses the potential for CE expansion in the region. Additionally, it seeks to rank the identified barriers and enablers while exploring the interconnected relationships between such barriers. A literature review was conducted to explore the CE barriers and enablers. This was followed by an online survey which was conducted amongst 139 respondents from diverse stakeholder groups. A relative importance index (RII) was employed to rank the barriers and enablers, and the findings were subjected to statistical analysis using the Statistical Package for Social Sciences (SPSS). The outcomes of this study highlight a significant lack of awareness regarding CE principles among stakeholders, with a very low implementation rate. To break this inertia and encourage the adoption of CE practices, this study suggests the need for CE- supportive policy and legislation, and the provision of financial incentives.

Integrated care models for older adults with depression and physical multimorbidity: a scoping review

Objective: Multimorbidity, the coexistence of multiple chronic conditions occurring in one person at the same time, where one is not a known complication of the other, is a growing challenge in the care for older people with mental illness. In order to address both physical and mental illnesses in older people, integrated care management is required. The purpose of this scoping review was to provide a comprehensive overview of integrated care models for older adults (60+) with depression and physical multimorbidity. We identified the core components of the examined integrated care models and mapped the reported outcomes and implementation strategies.
 Methods and analysis: We followed the methodology of Arksey and O’Malley’s. MEDLINE, EMBASE, CINAHL and Cochrane Library were searched independently by two reviewers from inception to May 2022. Studies composed in English or Dutch concerning integrated care interventions for older adults with major depression and physical multimorbidity were included. We used the micro-level SELFIE framework to map the core concepts of integrated care models. Outcomes were divided in person-centered and service themes.
 Results: After title and abstract and subsequent full-text screening, 38 studies were included describing 13 different care models. The majority (n=21) were randomized controlled trials, followed by observational studies (n=6), study protocols (n=5), qualitative studies (n=4), and feasibility studies (n=2). Studies were conducted in the North-America (n=28), Europe (n=6), Asia (n=3) and Australia (n=1). In all care models, a multidisciplinary team with a care coordinator was involved. Also treatment interaction, continuity of care, individualized care planning, tailored holistic assessment and self-management support were elements of all care models. Informal care giver involvement and shared decision making were less often described as core elements. Discrepancy was detected in the information systems and technology that different care models used. Only seven care models reported on financial aspects of the intervention, e.g. the reimbursement on participation or the provision of financial incentives.
 A total of 32 different outcomes were evaluated in the primary studies. Patient outcomes, e.g. functional status and depression symptoms, are well described by all care models. In contrast, little attention is paid to service outcomes such as emergency department visits or therapy attendance. Only two studies briefly described the implementation strategies used in the study.
 Conclusion: The core elements that comprise integrated care models are diverse. Future studies should focus more on implementation aspects of the intervention and describe financial parts, e.g. the cost of the intervention for the healthcare user, more transparently.
 Key words: Collaborative care, integrated care, psychosomatic medicine, geriatric psychiatry, care models

Do COVID-19 Vaccination Policies Backfire? The Effects of Mandates, Vaccination Passports, and Financial Incentives on COVID-19 Vaccination

Faced with the challenges of motivating people to vaccinate, many countries have introduced policy-level interventions to encourage vaccination against COVID-19. For example, mandates were widely imposed requiring individuals to vaccinate to work and attend school, and vaccination passports required individuals to show proof of vaccination to travel and access public spaces and events. Furthermore, some countries also began offering financial incentives for getting vaccinated. One major criticism of these policies was the possibility that they would produce reactance and thus undermine voluntary vaccination. This article therefore reviews relevant empirical evidence to examine whether this is indeed the case. Specifically, we devote separate sections to reviewing and discussing the impacts of three major policies that were implemented during the COVID-19 pandemic: vaccination mandates, vaccination passports, and the provision of financial incentives. A careful analysis of the evidence provides little support that these policies backfire but instead can effectively promote vaccination at the population level. The policies are not without limitations, however, such as their inability to mobilize those that are strongly hesitant to vaccines. Finally, we discuss how policy-level interventions should be designed and implemented to address future epidemics and pandemics.

Factors and incentives that affect electric vehicle adoption in Greece

Electric vehicle proliferation is still at exceptionally low level in Greece. The subsidy program “I move electrically” aims to accelerate the transition to EVs providing incentives both for company and private electric vehicles. In order to analyze the factors that affect the consumers’ intention to purchase private electric vehicles in Attica a questionnaire survey was conducted. Discrete choice models were developed to analyze the factors that influence the intention of users to purchase and willingness to pay extra for an EV compared to a conventional car. Travel and demographic characteristics, provision of financial incentives, environmental awareness, charging time and charging infrastructure were found to affect the intention to purchase an EV in Greece. The paper concludes with policy measures and recommendations regarding the charging infrastructure, the provision of financial incentives and marketing policies that could support the adoption of EVs.

Factors that impact on recruitment to vaccine trials in the context of a pandemic or epidemic: a qualitative evidence synthesis.

The World Health Organization declared the COVID-19 pandemic on 11 March 2020. Vaccine development and deployment were swiftly prioritised as a method to manage and control disease spread. The development of an effective vaccine relies on people's participation in randomised trials. Recruitment to vaccine trials is particularly challenging as it involves healthy volunteers who may have concerns around the potential risks and benefits associated with rapidly developed vaccines. To explore the factors that influence a person's decision to participate in a vaccine trial in the context of a pandemic or epidemic. We used standard, extensive Cochrane search methods. The latest search date was June 2021. We included qualitative studies and mixed-methods studies with an identifiable qualitative component. We included studies that explored the perspectives of adults aged 18 years or older who were invited to take part in vaccine trials in the context of a pandemic or epidemic. We assessed the title, abstracts and full texts identified by the search. We used a sampling frame to identify data-rich studies that represented a range of diseases and geographical spread. We used QSR NVivo to manage extracted data. We assessed methodological limitations using an adapted version of the Critical Skills Appraisal Programme (CASP) tool for qualitative studies. We used the 'best-fit framework approach' to analyse and synthesise the evidence from our included studies. We then used the Confidence in the Evidence from Reviews of Qualitative research (GRADE-CERQual) assessment to assess our confidence in each finding and develop implications for practice. We included 34 studies in our review. Most studies related to HIV vaccine trials. The other studies related to Ebola virus, tuberculosis, Zika virus and COVID-19. We developed 20 key findings, under three broad themes (with seven subthemes), that described the factors that people consider when deciding whether to take part in a vaccine trial for a pandemic or epidemic disease. Our GRADE-CERQual confidence was high in nine of the key findings, moderate in 10 key findings and low in one key finding. The main reason for downgrading review findings were concerns regarding the relevance and adequacy of the underlying data. As a result of the over-representation of HIV studies, our GRADE-CERQual assessment of some findings was downgraded in terms of relevance because the views described may not reflect those of people regarding vaccine trials for other pandemic or epidemic diseases. Adequacy relates to the degree of richness and quantity of data supporting a review finding. Moderate concerns about adequacy resulted in a downgrading of some review findings. Some factors were considered to be under the control of the trial team. These included how trial information was communicated and the inclusion of people in the community to help with trial information dissemination. Aspects of trial design were also considered under control of the trial team and included convenience of participation, provision of financial incentives and access to additional support services for those taking part in the trial. Other factors influencing people's decision to take part could be personal, from family, friends or wider society. From a personal perceptive, people had concerns about vaccine side effects, vaccine efficacy and possible impact on their daily lives (carer responsibilities, work, etc.). People were also influenced by their families, and the impact participation may have on relationships. The fear of stigma from society influenced the decision to take part. Also, from a societal perspective, the level of trust in governments' involvement in research and trial may influence a person's decision. Finally, the perceived rewards, both personal and societal, were influencing factors on the decision to participate. Personal rewards included access to a vaccine, improved health and improved disease knowledge, and a return to normality in the context of a pandemic or epidemic. Potential societal rewards included helping the community and contributing to science, often motivated by the memories of family and friends who had died from the disease. This review identifies many of the factors that influence a person's decision to take part in a vaccine trial, and these reflect findings from reviews that examine trials more broadly. However, we also recognise some factors that become more important in connection with a vaccine trial in the context of a pandemic or epidemic. These factors include the potential stigma of taking part, the possible adverse effects of a vaccine, the added motivation for helping society, the role of community leaders in trial dissemination, and the level of trust placed in governments and companies developing vaccines. These specific influences need to be considered by trial teams when designing, and communicating about, vaccine trials in the context of a pandemic or epidemic.

Farmers' beliefs and concerns about climate change, and their adaptation behavior to combat climate change in Saudi Arabia.

Climate change threatens the existence of humankind on the planet Earth. Owing to its arid climate and poor natural resources base, Saudi Arabia is particularly susceptible to the negative impact of ongoing climate change. Farmers' understanding of this global phenomenon is extremely important as it may help determine their adaptation behavior. This study was designed to analyze farmers' beliefs and concerns about climate change as well as their views about adaptation different obstacles. Data were collected from 80 randomly farmers of the Al-Ahsa region in Eastern Province using structured interviews. The findings revealed that farmers believed that climate change is mainly occurring due to anthropogenic activities. Drought, insects, crop diseases, and heat stress were their main concerns regarding adverse impacts of climate change. Lack of knowledge about adaptation practices, and poor government and financial support are perceived as the major obstacles to adaptation. The results of non-parametric analysis identified no significant differences in farmers' climate change beliefs and concerns, and their views about obstacles to adaptation in relation to their demographic characteristics. Based on the findings, we suggest that capacity building programs should be undertaken by the government for enhancing the adaptive capacity of the farmers as well the provision of financial incentives wherever deemed necessary for promoting the adoption of sustainable agricultural practices and building a resilient national food system.

Experiences in receiving financial incentives to access HIV care in Johannesburg, South Africa.

Financial incentivisation has been used to improve all steps of the HIV cascade with varying results. Most studies conducted on the matter are of a quantitative nature, not giving enough space for in-depth understanding as to why financial incentives work or do not work. To describe experiences with, and opinions on, the use of financial incentives to promote linkage to and retention in care from the perspective of people living with HIV. We performed a qualitative cross-sectional study. In-depth interviews were conducted with adult men and women with HIV accessing health services or research study visits. After codebook development, NVivo 12 software was used to code and analyse the data. Through the provision of financial incentives, participants were able to cover basic needs. However, some deemed financial incentives as a form of income rather than a nudge to spark interest in changing their health behaviour. Participants communicated that a need for some type of incentive exists and recommended food vouchers as the best possible solution. Financial incentivisation can facilitate engagement in the HIV care continuum through providing support to people living with HIV. This study complements the body of research that explores the feasibility of using incentives and which of them may be most beneficial in encouraging patients with HIV to enter into and sustain HIV care.

An evolutionary game model of individual choices and bed net use: elucidating key aspect in malaria elimination strategies.

Insecticide-treated net (ITN) is the most applicable and cost-effective malaria intervention measure in sub-Saharan Africa and elsewhere. Although ITNs have been widely distributed to malaria-endemic regions in the past, their success has been threatened by misuses (in fishing, agriculture etc.) and decay in ITN efficacy. Decision-making in using the ITNs depends on multiple coevolving factors: malaria prevalence, mosquito density, ITN availability and its efficacy, and other socio-economic determinants. While ITN misuse increases as the efficacy of ITNs declines, high efficacy also impedes proper use due to free-riding. This irrational usage leads to increased malaria prevalence, thereby worsening malaria control efforts. It also remains unclear if the optimum ITN use for malaria elimination can be achieved under such an adaptive social learning process. Here, we incorporate evolutionary game theory into a disease transmission model to demonstrate these behavioural interactions and their impact on malaria prevalence. We show that social optimum usage is a function of transmission potential, ITN efficacy and mosquito demography. Under specific parameter regimes, our model exhibits patterns of ITN usage similar to observed data from parts of Africa. Our study suggests that the provision of financial incentives as prompt feedback to improper ITN use can reduce misuse and contribute positively towards malaria elimination efforts in Africa and elsewhere.

Systematic Review of Demand-Side Management Strategies in Power Systems of Developed and Developing Countries

Balancing electricity demand and supply remains a significant challenge for the power systems in developing countries, such as Nigeria. In Nigeria, there is a shortage of adequate power supply, and demand-side management (DSM) plays a minor role in the power balancing mechanism with load shedding being widely used. The paper aims to review and compare various existing and emerging DSM strategies in developing countries. An extensive and systematic review was conducted to evaluate potential solutions using DSM to increase the overall energy efficiency in the Nigerian electricity market. This study found that, although the technical and economic potentials of DSM vary in developed countries, the uptakes of DSM have been severely hampered hence preventing the full exploitation and utilisation of the full potential of DSM. The initiatives of a DSM model in Nigeria and other developing countries can play a significant role in addressing demand and supply challenges but an upgrade of the energy infrastructures, a reform of the market structure and the provision of financial incentives are required to allow for wide implementations of DSM strategies in developing countries.

Identifying factors affecting dentists retention in deprived areas in Iran.

One of the concerns of health managers in regard to improving the oral health of residents in deprived areas is to increase the tendency of dentists to stay in those areas. The purpose of this study was to explore factors affecting the intention of dentists to stay in deprived areas. The present qualitative study was carried out using semi-structured interviews. We interviewed 22 informants (4 oral health managers and 18 dentists) who were identified purposefully. Informants were asked what factors affecting retention in remote and deprived areas. Content analysis through the 7-step Colaizzi approach was used for data analysis. Fifteen subthemes under five themes of individual factors, the development level of the region, social and cultural factors, financial issues, and managerial and organizational factors were identified as factors affecting tendency of dentist to stay and work in deprived areas. According to the results of our study, health policymakers and managers should focus on culture and attitudes of the residents, Provision of financial incentives, structural problems and underdevelopment of the region, and high workload to increase the tendency of dentists to stay in remote and deprived areas.

Structural equation modelling of perception for sustainable agriculture as climate change mitigation strategy in Ghana

BackgroundGhana’s agriculture sector has contributed significantly to the country’s Gross Domestic Product (GDP) over the past decades even though there has been persistent decline of about 12.8% in the last 7 years. It decreased from 31.8% in 2009 to merely 19% as of September 2015, a period of 7 years. In spite of these trends, sustainable agriculture has been observed to be a game changer in agricultural development and growth globally. Sustainable agriculture is partly dependent on the attitude of the present agriculture students who represent the potential officers to impart sustainable agriculture knowledge to farmers. It is therefore relevant to assess the perception of students toward the concept of sustainable agriculture on climate change to inform policy decisions and interventions.MethodsTo assess the perception of students’ toward sustainable agriculture, this study sampled 120 final year undergraduate students’ in the School of Agriculture at the College of Basic and Applied Sciences, University of Ghana, Legon. The study used a well-structured questionnaire to solicit students’ perception for sustainable agriculture, its’ adoption barriers and perceived strategies to address the barriers in Ghana.ResultsFindings indicated that students’ perception for sustainable agriculture is positive. Majority of the students (78.00%) were of the view that sustainable agricultural practices would help protect the environment and our natural resources, therefore could mitigate adverse effects of climate change on agricultural activities.ConclusionsStudents ranked perceived barriers to sustainable agriculture adoption as; economic costs, lack of knowledge and land tenure constraints. Strategic ways to address the barriers were identified as farmer-to-farmer education, provision of financial incentives, developing training and partnership programs, and participatory learning.

Social Aspects of State Regulation of Agricultural Production

State regulation of agricultural production in Ukraine is aimed at increasing production and ensuring food security of the country and its population. However, the low level of social development, as well as social problems, which in rural areas among the population have now become particularly acute, reduce the potential of this area of the national economy. That is why the question arises of finding active incentives, tools and mechanisms that would encourage the rural population to act and create a promising basis for improving its social status. One of the main existing problems of state regulation of agricultural production in Ukraine is the provision of financial incentives to large agricultural producers. And although such a policy has allowed to increase export potential, but has led to the destruction of rural areas and the impoverishment of the rural population. The intensive activities of these producers on the basis of intensive technologies have led to significant imbalances in the development of the industry with the prevalence of crop production and the decline of livestock, reduced soil quality, as well as rising unemployment of the rural population. This has led to an increase in the shadow sector through illegal activities and hidden income.

Challenges in the Posting and Transfer of Teachers to Rural Community Schools in the Sissala East Municipality

The effective posting and transfer of teachers is a linchpin in getting teachers to rural school locations. This study explored the challenges faced by the Sissala East Municipal Education Directorate in posting and transfer of teachers to rural schools. It further looks at the effects of inadequate teachers in rural schools and proposes strategies to engender the posting and transfer of teachers to rural schools. The concurrent triangulation design type of the mixed method research paradigm was employed for the study. Both qualitative and quantitative data were collected simultaneously. Two hundred and sixty (260) respondents were sampled for the study through simple random, stratified and purposive sampling techniques. The data were collected using a questionnaire (five-point Likert scale) and a semi-structured interview guide. The collected data sets were analysed using SPSS software version 20. The study found that teacher accommodation, professional development needs, perceived ignorance about rural dwellers and condition as well as branding rural teachers as “village teachers”, teachers desire to live in urban areas, Ministry of Education recruitment practices, the desire of graduate teachers to teach in senior high and urban schools, contribute significantly to the challenge of posting and transfer of teachers to rural schools. On the effects of inadequate teachers, the study found the practice of multigrade teaching, heavy workload on teachers, the presence of unqualified teachers and the inability to cover the curriculum On strategies in attracting and retaining teachers in rural schools, the study found the following strategies: recruiting teachers from targeted rural areas, induction of new teachers, provision of financial incentives and siting of teacher training institutions in rural areas. The study, contrary to previous research findings found that force transfer of teachers should be enforced. The study concluded that the Sissala East Municipal Education Directorate is challenged in the posting and transfer of teachers to rural schools. The study recommended the provision of decent accommodation for teachers, giving priority to rural teachers in granting of study leave, provision of social amenities in rural areas, decentralizing recruitment of teachers, provision of financial incentives and induction of new teachers. Keywords: posting, transfer, urban, rural and community DOI: 10.7176/JEP/11-36-13 Publication date: December 31 st 2020

‘The last line of marketing’: Covert tobacco marketing tactics as revealed by former tobacco industry employees

ABSTRACT In countries with bans on tobacco advertising and promotion, tobacco companies have focused their promotional expenditure on business-to-business relationship marketing activities aimed at retailers. However, evidence of such activities has been obtained through secondary sources only, including surveys and interviews with tobacco retailers and analyses of tobacco industry documents. To understand the breadth of promotional strategies employed in the retail sector to enhance tobacco sales, 10 semi-structured interviews were conducted with a sample of key informants who formerly worked for tobacco companies operating in Australia. A qualitative iterative approach was used to develop a thematic analysis of tobacco brand promotion and retailer marketing. Participants described tobacco retail marketing and promotion strategies that were categorised into three primary themes: (1) the provision of financial incentives, such as price promotions, cash payments and rebates; (2) the provision of experiential incentives, such as all-expenses paid vacations, exclusive parties and events, and (3) targeted marketing and education, which enabled retailers to market to consumers on behalf of tobacco companies. Such strategies had the ultimate objective of increasing market share and driving sales. For countries to comprehensively restrict all tobacco marketing, legislation must be introduced to outlaw these activities in tobacco advertising and promotion legislation.

Pay for Performance: A Reflection on How a Global Perspective Could Enhance Policy and Research

Pay-for-performance (P4P) is the provision of financial incentives to healthcare providers based on pre-specified performance targets. P4P has been used as a policy tool to improve healthcare provision globally. However, researchers tend to cluster into those working on high or low- and middle-income countries (LMICs), with still limited knowledge exchange, potentially constraining opportunities for learning from across income settings. We reflect here on some commonalities and differences in the design of P4P schemes, research questions, methods and data across income settings. We highlight how a global perspective on knowledge synthesis could lead to innovations and further knowledge advancement.

Managing risk in green building projects: toward a dedicated framework

PurposeThe formal application of project risk management (PRM) in green building projects is still an emergent part of project management. The purpose of this paper is to provide a conceptual PRM framework that increases the probability of success in green building projects by minimizing unexpected events.Design/methodology/approachThis paper interprets the related literature and uses the opinion of green building experts. It exposes some pertinent elements needed for structuring the PRM framework and suggests some mitigation actions for high-ranked risks. It also performs ex-post analysis on a case study to practically validate the proposed framework.FindingsIt is found that high initial cost, lack of experienced contractors and subcontractors, consideration of lifecycle inflation and experience in green building project management are the most significant risks. To address them, the framework proposes a rigorous selection of contractors, provision of financial incentives from the government, setting of a time buffer to accommodate legal process and development of a deliberate proactive financial model.Originality/valueThis paper contributes to the body of knowledge and practice by providing a reasonable strategy for employing the PRM framework capable of effectively managing risk in green building projects to keep organizations competitive within the business environment. The overall aim of this study is to contribute to the further development of the area of risk assessment and risk management from a knowledge-based perspective.

A moderate financial incentive can increase effort, but not intelligence test performance in adult volunteers.

A positive correlation between self-reported test-taking motivation and intelligence test performance has been reported. Additionally, some financial incentive experimental evidence suggests that intelligence test performance can be improved, based on the provision of financial incentives. However, only a small percentage of the experimental research has been conducted with adults. Furthermore, virtually none of the intelligence experimental research has measured the impact of financial incentives on test-taking motivation. Consequently, we conducted an experiment with 99 adult volunteers who completed a battery of intelligence tests under two conditions: no financial incentive and financial incentive (counterbalanced). We also measured self-reported test-taking importance and effort at time 1 and time 2. The financial incentive was observed to impact test-taking effort statistically significantly. By contrast, no statistically significant effects were observed for the intelligence test performance scores. Finally, the intelligence test scores were found to correlate positively with both test-taking importance (rc =.28) and effort (rc =.37), although only effort correlated uniquely with intelligence (partial rc =.26). In conjunction with other empirical research, it is concluded that a financial incentive can increase test-taking effort. However, the potential effects on intelligence test performance in adult volunteers seem limited.

A Review of Zero Energy Housing (ZEH) Regulations for Low-Income Households

This paper reviews zero energy building programs and regulations in the USA, Europe, Australia and South Korea, and suggest the implication of zero energy housing (ZEH) policy for low-income households to allow for better access, management and modification of homes. Low-income households in Australia are most vulnerable to 'energy poverty' due to ever increasing energy costs such as electricity and gas services. This study identifies three barriers in promoting zero energy housing for low-income households, its affordability, accessibility and occupants' behaviours. It suggests that both provision of financial incentives and assistance for zero energy housing retrofit is required as a regulatory practice in Australia.