Sensory processing sensitivity (SPS), linked to processing external and internal stimuli, has drawn attention to its associations with clinical factors, particularly with health-related quality of life (HRQOL) variables. This study examined the relationships among SPS, stress, sleep quality, and HRQOL, establishing an explanation model. Eight hundred adults (M = 26.66 years, SD = 12.24; range age: 18–85 years) completed self-administered questionnaires on SPS, stress, sleep quality, and HRQOL. Correlation analysis and structural equation modeling (SEM) were used to analyze HRQOL pathways. Stress positively correlated with sleep quality disturbances (r = 0.442, p < 0.001), and SPS (r = 0.344, p < 0.001). Sleep quality disturbances were weakly positively associated with SPS (r = 0.242, p < 0.001). Weak negative correlations emerged between stress and physical (r = -0.283, p < 0.001) and mental (r = − 0.271, p < 0.001) health, HRQOL main dimensions. SEM results showed SPS positively influenced sleep quality disturbances (β = 0.242, p < 0.05) stress (β = 0.413, p < 0.001) while negatively affecting physical health (β = − 0.126, p < 0.001). Sleep quality disturbances negatively affected physical (β = − 0.168, p < 0.001), and mental (β = − 0.189 , p < 0.001) health, and stress on mental health (β = − 0.492, p < 0.01). Indirect effects between SPS and physical (β = -0.036, p < 0.001) and mental (β = − 0.091, p < 0.001) health through sleep were observed, as well as a mediation of stress between SPS and mental health (β = − 0.196, p < 0.001). SPS, sleep quality disturbances, and stress emerged as significant predictors of self-rated physical and mental health in adults.