The methane hydrate (MH) is widely distributed in deep-sea sedimentary layers, considered as the most promising clean energy to replace conventional oil and gas in the 21st century. Large-scale exploitation of MH may lead to a series of geotechnical engineering problems. To numerically estimate the seabed stability during MH exploitation which should involve multi-field coupling simulation of complex mechanical behaviors of methane hydrate bearing sediment (MHBS), a new practical hybrid numerical method is proposed, which combines the TOUGH + HYDRATE (T + H) code, targeting multiphase flow analysis of hydrate-bearing geologic systems, with the improved Distinct Element Method (DEM). Porosity, temperature, pressure, salinity fields are exchanged between DEM and T + H to realize the thermal-hydro-mechanical-chemical (THMC) coupling and to reproduce the progressive discontinuous failure process. The results of verification show obvious uniformity between numerical and analytical results for one-dimensional (1D) consolidation and 1D heat conduction tests on soils. The paper tries to analyze evolutions of THMC fields, gas production, hydrate bond breakage and other mechanical behaviors of actual depressurization production by using this method, focusing on geotechnical risks of exploitation. In addition, study observes significant changes within certain range from the wellbore for gas production and mechanical responses in the early stage.