The transport of chloride in cement-based materials is influenced by various factors, and the chloride diffusion coefficient in numerical models should be the steady-state value under specific conditions, which is difficult to obtain through traditional experiments. In this article, based on an improved non-contact resistivity instrument, the steady-state chloride diffusion coefficient and porosity of cement-based materials are characterized. Considering the acceleration effect of moisture convection and electric field on chloride transport, a numerical model for moisture and chloride transport coupling diffusion, convection, and electromigration is established. Based on the measured steady-state chloride diffusion coefficient and porosity values, the influence of interface transition zone (ITZ), electric field type, chloride binding effect, initial conditions, and boundary conditions on moisture and chloride transport is numerically analyzed. It is found that the increase of ITZ thickness, electric field strength, boundary concentration, and initial concentration can accelerate chloride transport. The chloride concentration distribution curve exhibits a “shoulder peak” caused by chloride binding effect, and its peak height and width are positively correlated with the chloride binding coefficient. In conclusion, this study aims to better understand the ion transport behavior inside cement-based materials under coupling of convection, diffusion, and electromigration, and identify the key factors influencing this behavior, which provide a feasible scheme for durable design of concrete construction in environments rich in erosive media.