Carbon-fiber-reinforced polymer (CFRP) is a composite material consisting of a resin matrix reinforced with carbon fibers. This study focuses on CFRP composite pipe piles as the subject of investigation, exploring the impact of substituting steel bars with CFRP bars on the bending performance of pipe piles through rigorous three-point bending tests. The attenuation of flexural stiffness in CFRP pipe piles under a chloride salt environment was anticipated. The lateral bearing capacity of CFRP pipe piles was calculated by introducing a stiffness degradation coefficient for the piles and utilizing the finite difference method. The findings of the analysis suggest that as the CFRP reinforcement replacement rate increases, the initial bending stiffness of the composite pipe pile experiences a corresponding decrease. After serving for 28.15 years, the steel reinforcement within the pipe pile commences rusting, resulting in a nonlinear decline in the bending stiffness of the composite pipe pile. As the service time of pipe piles increases, a higher replacement rate of CFRP reinforcement results in a slower attenuation of pile stiffness. Consequently, both the horizontal displacement at the top of the pile and the bending moment along the body of the composite pipe pile gradually increase over time. During the same service period, the higher the rate of CFRP reinforcement, the less noticeable the attenuation in the horizontal bearing capacity of the pile shaft.