In the face of increasingly variable cold climates and diverse individual temperature regulation demands, personal thermal management (PTM) textiles with electromagnetic shielding have obtained significant attention. However, the PTM textiles face several challenges, including single heating mode, insufficient durability, and complex preparation processes. Herein, an all-day PTM textile Cotton@PDA/AgNPs (CPANS) with energy-free PRH, energy-saving solar heating, compensatory electricalheating, electromagnetic interference (EMI) shielding, and outstanding durability is fabricated by sequentially growing polydopamine (PDA) and silver nanoparticles (AgNPs) on the cotton fabric (CF). The CPANS exhibits low mid-infrared emissivity (36.6%) and high absorptivity (70.8%), which guarantees the energy-saving heating capability. Moreover, the conductivity of the CPANS is ≈11109Sm-1, enabling an electrical heating temperature of ≈177°C under a low voltage of 1.1V and superb EMI shielding effectiveness (≈60dB). The remarkable adhesive properties of the PDA ensure that the desired durability of the CPANS remains high even after rigorous physical treatments. This innovation shows enormous potential for wearable integrated garments in the future and offers a new ideal for PTM fabrics in the cold.