Abstract:Many economically activepeople with disabilities do not haveaccess to affordable financialproducts and services. The consequence is that not only do people with disabilities experience social exclusion, but they also struggle to secure their financial lives. Althoughmicrofinance has been widely used in Bangladesh formore than three decades as a tool for reducing poverty and empowering poor people, few Microfinance Institutions (MFIs) recently started providing microfinance to some selected economically active people with disabilities. However, very little evidence exists to show how people with disabilitiesaccess microfinance. Therefore, the aim of this research is to identify the barriers or challenges that people with disabilities face to access microfinance. This study uses a qualitative case study approachbased on interviews with thirty-five economically active people with disabilities and ten stakeholdersalong with document analysis and observation as a tool for research data collection. Data analysis was conducted usingthematic analysis, with findings showingthat people with disabilities face substantial barriers to access microfinance. These barriers includeharder credit conditions, lack of social capital, negative staff attitudes,no or insufficient training,andabsence of an integrated approach. Theresearch suggests that the government should formulate an integrated policy framework aiming to help people with disabilities for financial inclusion. Moreover, Non-GovernmentalOrganizations (NGOs), Disabled People Organizations (DPOs), MFIsandpeople with disabilities couldcome together todevelop an effective partnership for designing social and economic development programs that canempower people with disabilities. Finally, this research suggestssome of the key strategies such as to develop MFI’s anti-discrimination policiesand theirimplementation, convenient credit designfor people with disabilities, improve skills, enhance capacitiesand, build self-confidence of people with disabilities. Furthermore, this research recommendsthat MFIs couldprovide financial literacy to people with disabilities, trainingto MFIs staffon disability issues, raise awareness among credit group membersabout disability, and more importantly identify people with disabilitiesespecially in the rural areas to enhance financial inclusionof people with disabilities.