People Businesses Research Articles

PROMOTING INNOVATIVE ACTIVITIES THROUGH ADVANCED MANAGEMENT AND FINTECH MODELS

Global economy is undergoing profound changes, impacting people's lives, businesses, and competitive landscapes. These shifts are driven by globalisation, continuous socio-economic development, the growing role of knowledge in the economy, and the intensified development and expansion of the European Union. In this evolving environment, new business models are becoming increasingly significant. Business and markets are no longer constrained by geographical boundaries. Products that were once confined to national markets are now exposed to international competition. With the removal of geographical restrictions, global markets for goods and services have essentially become operational around the clock. In response to these new challenges, companies adapt in different ways to new management and financial regulatory frameworks. To address the competitive challenges and increased competition, companies may choose to apply one or more business models that influence their overall performance. However, in the catering sector, particularly during the COVID-19 pandemic and quarantine periods, small and medium-sized enterprise managers have often neglected modern business management techniques, strategic planning, and company management. These elements are crucial for maintaining economic stability, forecasting future trends, addressing emerging issues, and safeguarding against factors that threaten business success and continuity. Recognising the increasing importance of strategic planning and management, alongside the need for scientific research and evidence-based recommendations, it has become essential to analyse a company's strategic position and its operational capabilities within this field. Every organisation must have a clear understanding of its current identity and future aspirations. For an organisation to grow and achieve its objectives successfully, it must employ advanced management methodologies and establish a well-defined strategy – a well-defined operational system. While setting goals can be straightforward, their realisation is significantly more complex. Once a company’s strategy is defined, it requires careful implementation. An action plan must be created to ensure the strategy's success, including budgeting, the development of an effective implementation mechanism, and tools for monitoring and evaluating the quality and progress of the plan. Employees responsible for specific strategy points and plan execution must be assigned. These are the next essential steps for the organisation. The key to success lies in responding swiftly to the ever-changing business environment and adjusting strategic directions and implementation measures as needed with a particular focus on strategic change management and the introduction of new, innovative management methodologies.

Adapting cities to the surge: A comprehensive review of climate-induced urban flooding

Climate change is a serious global issue causing more extreme weather patterns, resulting in more frequent and severe events like urban flooding. This review explores the connection between climate change and urban flooding, offering statistical, scientific, and advanced perspectives. Analyses of precipitation patterns show clear changes, establishing a strong link between climate change and the heightened intensity of global rainfall events. Hydrological modeling and case studies provide compelling scientific evidence attributing urban flooding to climate-induced changes. Urban infrastructure, including transportation networks and critical facilities, is increasingly vulnerable, worsening the impact on people's lives and businesses. Examining adaptation strategies, the review highlights the need for resilient urban planning and the integration of green infrastructure. Additionally, it delves into the role of advanced technologies, such as artificial intelligence, remote sensing, and predictive modeling, in improving flood prediction, monitoring, and management. The socio-economic implications of urban flooding are discussed, emphasizing unequal vulnerability and the importance of inclusive policies. In conclusion, the review stresses the urgency of addressing climate-induced urban flooding through a holistic analysis of statistical trends, scientific evidence, infrastructure vulnerabilities, and adaptive measures. The integration of advanced technologies and a comprehensive understanding of socio-economic implications are essential for developing effective, inclusive strategies. This review serves as a valuable resource, offering insights for policymakers, researchers, and practitioners striving for climate-resilient urban futures amid escalating climate change impacts.

Key to Startup Success in Indonesia: Analysing the Influence of Entrepreneurial Culture, Entrepreneurship Education, and Entrepreneurial Mindset

This research aims to develop a theoretical model of how factors affect startup development, in terms of entrepreneurial culture, entrepreneurship education, and entrepreneurial mindset. The theories used in this study are various factors that affect startup development. The research method used is qualitative with literature studies, theoretically analyzing theories and previous researchers and determining the main factors as predictors of building startups, with a comparison of various correlation results as the findings of this study. The results showed that entrepreneurial culture, entrepreneurship education, and entrepreneurial mindset affect the creation of young people's digital businesses. Entrepreneurial cultural factors include cultural values that influence the way young people think and act in creating startups. Entrepreneurship education factors with the right pedagogical approach will influence youth in creating startups. The entrepreneurial mindset factor includes the mindset and attitude of youth in facing challenges and opportunities in creating startups. Recommendations to future researchers to be able to examine the influence of other variables on creating startups both tested quantitatively and developed on a broader aspect of other variables.

Contribution of the IoT to the Security System

Utilizing the internet of things (IoT), it is now possible to secure people's lives, businesses, schools, organizations, and residences utilizing alarm security systems that will monitor, direct, and protect against burglars and kidnappers while also making life easier. This essay will examine relevant works on the security alarm system, including their history, technological advancements made possible by the internet of things (IoT), difficulties encountered while utilizing the internet to operate the security alarm system, and effects of installing one.

KEBERLANJUTAN EKONOMI LOKAL MASA PANDEMI COVID-19

The 2019 Corona Virus Disease (Covid-19) pandemic has spread throughout the region, the economic aspect is the impact that gets the most attention after the health aspect. Kapuas Hulu's economy has declined due to external influences as well as local conditions. The economic crisis must be addressed immediately so that it does not sink further into an economic depression. Therefore, the economic recovery must be immediately designed and started to be implemented. Through a qualitative descriptive study, this paper aims to reveal the economic base in Kapuas Hulu to carry out economic recovery due to the Covid-19 pandemic. Kapuas Hulu is rich in natural resources, as well as the majority of its people as farmers in a broad sense and mining, so the economic recovery strategy is to rely on the agricultural sector and people's businesses on commodities that are business-worthy, develop local trade and markets, apply information technology, and encourage micro, small and medium enterprises (MSMEs), including cooperatives, Village Owned Enterprises (BUMDes) and Regional Owned Enterprises (BUMD). As a strengthening of the recovery program, there must be policies and facilities from the government to mobilize and expedite recovery efforts, and must involve large companies in the regions to help empower the business aspects of people's businesses. This type of research is library research (library research), in the sense that all data sources come from written materials in the form of books, documents, magazines and texts that are related to the topic of discussion through a review of various literature related to research which includes primary, secondary data. , dantertier. The data collected, read. The results of this study are economic recovery in several countries by subsidizing workers' wages, encouraging the development of tourist innovations, relaxing direct loans and digitalization in developing MSMEs and optimizing tourism. While our country's economic recovery strategy can also carry out the same strategy to increase economic recovery among the strategies that can be implemented include: Providing social assistance to business actors, tax incentives, loan relaxation, providing working capital, providing product buffers, e-learning coupled with strategies long term and short term as is the handling of Covid-19.

Analisis Revitalisasi Desa Wisata dengan Mengoptimalkan Ekonomi Kreatif Melalui UMKM Berbasis Digital Pada Desa Sigapiton

Sigapiton Village is one of the villages in North Toba Regency which until now has not applied technology in economic activities, especially people's businesses, both UMKM, IKM, Cooperatives, and others.. The potential that is owned is not managed properly due to limited Human Resources so that the use of technology is also limited. The purpose of this study is to analyze the revitalization of tourist villages by optimizing the creative economy through technology-based SMEs. The stages of the research process start from the initial planning, namely making a written plan or plan by determining the date of implementation and the person in charge. After the research plan is summarized, the researcher immediately conducts an initial survey to obtain basic information about the topic to be studied. Data collection techniques were carried out by interview and observation. The analytical technique used is the Grounded Theory method, which is a qualitative analysis model using systematic procedures to develop scientific theories based on existing phenomena. The results of this study are digital-based SMEs are one of the most appropriate solutions to be applied to increase the productivity of business actors in Sigapiton Village, especially in terms of increasing sales through marketing.

THE USE OF THE CONSTRUCTION SIMA VILLAGE AS AN NEW CONTRUCTION OF RULES

This study seeks to understand and construct the concept of financial governance that has been practiced in sîma village by using a hermeneutic approach. Various written sources that have relevance to the research topic are used as a source of data analysis in this study. The results show that the beliefs of the ancient Javanese community through their holistic knowledge of the cosmological reality also influenced the structuring of the sîma village to its core, namely financial management. The concept of cosmology refers to the importance of wisdom in carrying out all life activities by maintaining a balance between worldly and spiritual life. The idea of financial governance in the same village, especially regarding the policy of allocating income to the village, has the same concept as the Village Law. Villages are given autonomous authority by the kingdom to manage the potential of their resources, including revenue and allocation of regional cash expenditures. The allocation of expenditure for the sîma village is prioritized on the maintenance and management of sacred buildings. The development of village infrastructure is specifically directed at development efforts that support people's agricultural businesses, such as the construction of dams as flood control, provision of adequate agricultural technology, irrigation systems, pest control and post-harvest handling. The wisdom of managing the sîma village finances in the past had implications for humans to think with perfect reason and behave according to the heart to create peace, prosperity, and the continuity of life for all the inhabitants of the universe.

Fuzzy Type-2 Trapezoid Methods for Decision Making Salt Farmer Mapping

The need for domestic salt every year has increased, both for consumption and industrial salt. Some of the fisheries service programs include providing assistance to people's businesses, providing geomembrane, and online marketing training. A large number of salt farmers and official work programs have caused the implementation of the program to be less than optimal, resulting in low salt production. This study uses a type-2 fuzzy method by integrating two methods, namely type-2 Fuzzy Analytical Hierarchy Process AHP (FAHP) and Technique for Order Preference by Similarity to Ideal Solution (TOPSIS). Fuzzy type-2 has higher accuracy than fuzzy type-1 and is more efficient and more flexible in determining the linguistic scale for criteria. The Fuzzy Analytical Hierarchy Process AHP (FAHP) interval is used to determine the weight of the salt farmer mapping criteria. Technique for Order Preference by Similarity to Ideal Solution (FTOPSIS), used to determine. The findings of this study are that the indicators that most influence the mapping of salt farmers are land area, marketing, and market. The results of the mapping of salt farmers are the classification of salt farmer class groups and recommendations for improvement for each salt farmer. Hybrid type-2 Fuzzy Analytical Hierarchy Process AHP (FAHP) method and Technique for Order Preference by Similarity to Ideal Solution (TOPSIS), can be used for mapping salt farmers based on the consistency ratio value below 10 percent, 37 percent enter high class, 28 percent enter the middle class and 35 percent enter low class

Technology-based HR management to optimize MSME product and service marketing

Technology-based human capital management, such as digital applications, is part of efforts to maximize the marketing of small business products and services. It discusses the management of science and technology-based marketing innovations that need to be encouraged. This study discusses the role of human resource management and its advantages in the technology sector to support the development of small business marketing so that people's businesses can continue to be sustainable and support the increase in the country's foreign exchange. This study also analyzes the data on the drivers of MSMEs based on technology innovation that we collect from various scientific reports and technology studies from various application contexts in the field. We collect data electronically from several scientific publications in the form of books and other literature, which we analyze with a phenomenological approach to get valid findings. We propose a technology-laden HR management model for business people, especially the marketing of small business products in Indonesia, transitioning from traditional marketing to innovative strategies that can be continuously supported. The results of this analysis will later assist in studying marketing innovation updates for small business products and services in future HR studies and training.

Improving fire risk communication between authorities and micro-entrepreneurs: A mental models study of Ghanaian central market fires.

This study conceptualizes how fire management authorities can empower nonexpert public to participate in fire risk communication processes and increase their own responsibilities for managing fire preventive, protective and recovery processes effectively. Drawing narratives from 10 disaster management experts working at government institutions and nine micro-entrepreneurs operating self-sustaining businesses in different merchandized lines in Ghana, we analyzed the data thematically and explored new insights on mental models to generate a two-way fire risk communication model. The findings suggest that fire management authorities planned fire disasters at the strategic level, collaborated with multiple stakeholders, disseminated information through many risk communication methods, and utilized their capabilities to manage fire at the various stages of fire risk communication, but the outcomes were poor. The micro-entrepreneurs sought to improve fire management outcomes through attitude change, law enforcement actions, strengthened security and better public trust building. The study has implications for policymakers, governments, and risk communication authorities of developing countries to strengthen their fire disaster policies to minimize commercial fire incidents and address the damaging effects of fire on people's livelihoods, businesses, properties, and environments. Our proposed two-way fire risk communication model is a new theoretical lens for experts and the nonexpert public to assess each other's beliefs about risk information and manage fire risk communication effectively at all stages.

Development of Local Food Products in Rejang Lebong According to Islamic Economics

This study aims to explore more deeply the strategies for obtaining raw materials, diversification, and marketing of local food products of Rejang Lebong and the ethics according to Islamic economics. This qualitative descriptive study used data collection techniques in the form of observation, interviews, and documentation. Meanwhile, the data processing and analysis techniques used were descriptive and analytic. The results showed that the strategy for obtaining raw materials for local food production was by selecting quality raw materials. Diversification of local food products of several forms, namely Jantan Cookies, Vegetable Chips, and Krispi Petai. Marketing of local food products of Rejang Lebong is carried out by consignment, Direct Selling, Open Reseller, Online Shopping Applications such as Blanja.com, Shopee, Bukalapak, Tokopedia, social media such as Facebook, Instagram, Twitter, Youtube, Website, Whatsapp, and Television. Meanwhile, ethics in the development of local food products of Rejang Lebong according to the Islamic economic perspective, namely being honest, accepting criticism and suggestions from consumers, beneficial for others, affordable prices, not vilifying other people's businesses, not hoarding goods, not monopolizing, not selling haram goods, free from the element of Riba, and without coercion.

Menelaah kembali perilaku belanja makanan online di era pandemi covid-19

The COVID-19 pandemic has changed the social order of human life, public health, and business operations with so many social restrictions that occur. The phenomenon has changed food shopping behaviour in society. This article aims to analyze changes in food shopping due to the limited space for human mobility and cause all aspects of life to depend on internet technology in Indonesia. Online food delivery platforms or Mobile Food Ordering Applications (MFOA) provide an accessible marketplace for any restaurant which is significantly utilized during the pandemic era. Online food delivery services also carry out advertising activities through internet marketing. The method used in this article is a literature review. The results show that this change in spending patterns is supported by many official policies to stay at home. Advertising messages with content showing sympathy and solidarity are the most sought after by consumers in the pandemic era. The implications of this research can be initial research to conduct more in-depth research in terms of consumer behaviour, internet marketing, and advertising in the context of digital media during the pandemic. Understanding the consumer landscape will enable online food delivery platforms to fulfill their full potential in terms of impacting people's economies, businesses, and quality of life.

Farmer's Perception on Agrotourism Development of Kemuninglor Village

Rembangan is an agrotourism location that is visited by many tourists. Rembangan is part of Kemuning Lor Village, Arjasa Subdistrict managed by the Jember regional government. Rembangan agrotourism focuses on people's farming in low-temperature areas, livestock and cow's milk producers. The increasing exploration of agriculture and other people's businesses, will have an impact on the sustainability of Rembangan as agrotourism. Agrotourism sourced from the exploration and empowerment of resources and local communities will tend to exist and be sustainable to make agrotourism in Kemuning Village as a tourist icon needs to be done agrotourism development there. Therefore, it is necessary to do devotion to find out how the perception of farmers and the level of participation of farmers if agrotourism development is carried out there. The Population is all farmers in Kemuning Lor Village. The determination of the sample was done using a sampling cluster of 50 farmers of Kemuning Lor village. The methods of activities are literature studies, location observation, unstructured interviews, training, and the creation of learning and socialization instruments. The results of the civil services activities show that the perception of farmers is positive in the development of agrotourism. Has a positive influence on the level of participation of farmers in the development of agrotourism in Kemuning Lor Village. The community is willing and committed to assistance and monitoring and evaluation in the development of agrotourism together with the entire agrotourism circle community. The development of agrotourism must be in collaborated among stakeholders as one of the sources of income.

Financial Feasibility of Cattle Breeding Partnership in South Lampung Regency

The arising problem in South Lampung Regency is that the pattern of cattle breeding runs on people's businesses scale related to other farming. The farmers established partnerships with feedlots to tackle the hardships of developing cattle breeding for more effective and efficient results. The disproportionate structure of cattle breeding should be analyzed carefully. This research aims to analyze the feasibility of a cattle breeding partnership in the two cattle breeding centers of the South Lampung Regency. The data were quantitatively analyzed with feasibility analysis and the indicators are NPV (Net Present Value), Net B / C (Net Benefit Cost Ratio), PP (Payback Period), and IRR (Internal Rate of Return. The research results indicate that the profit scheme is IDR 20,353,930. As the Net B/C ratio is higher than 1, the business is feasible. Also, the IRR value of 29.9% signifies that the business is economically feasible.

The Influence of Working Capital and KUR Credit Provision on UMKM Income Level at PT. Bank Rakyat Indonesia Branch of Bintaro

Banks develop KUR (Kredit Usaha Rakyat) to improve the competitiveness of the people's small businesses which are expected to have an impact on increasing the income and standard of living of the people towards prosperity. This study aims to determine the effect of working capital and the provision of KUR credit to the level of UMKM income at PT. Bank Rakyat Indonesia Branch of Bintaro. The method used was explanatory research with a sample of 86 respondents. The analysis technique uses statistical analysis with regression testing, correlation, determination, and hypothesis testing. The results of this study work capital have a significant effect on UMKM income levels of 20.3%, hypothesis testing obtained significance of 0,000 <0.05. The granting of KUR credit has a significant effect on UMKM income levels of 21.7%, the hypothesis test is obtained at a significance of 0,000 <0.05. Working capital and KUR credit distribution simultaneously had a significant effect on the UMKM income level of 32.9%, the hypothesis test obtained a significance of 0,000 <0.05.

MEMBANGUN ENTREPRENEURSHIP DALAM PERSPEKTIF EKONOMI SYARIAH

Efforts to grow or build entrepreneurship these days are no longer the only thing that need to be done, but it is already a matter that must be or must be done by everyone. This obligation is caused more by an urgent need for someone to get out of economic weakness. This study analyzes about building entrepreneurship in a sharia economic perspective. This research method uses library research with qualitative descriptive data analysis. The results of this study note that building entrepreneurship in the perspective of Islamic economics is to develop a character that is disciplined, independent, realistic, committed, honest, and productive, to realize a benefit that can bring blessings and continue to run its business with attention to the balance of world life and the hereafter. With these characters will have an impact on entrepreneur to always maintain his business well and not to do a business activity that is detrimental to others, such as destroying other people's businesses in a false manner. So that later will reach the goal of life, namely the goal to achieve fallah and maslahah. An entrepreneur thinks of long-term good fortune both the world and the hereafter and does not only look at the material but also looks at the spiritual. Entrepreneur will feel achieved and fulfilled the needs of life in a balanced way between the world and the hereafter.

HEATING AND QUENCHING PROCEDURE ON THE MAKING OF TRADITIONAL BLACKSMITH STEEL WITH HIGH QUALITY

Blacksmith is a people's business that has been going on for a long time in Indonesia. Based on the experience that has been obtained from time to time and hereditary, the blacksmith industry has been done by the community to meet the needs of agricultural and household utensils. However, observe to this people's business, now it decreases with various causal factors, such as the ease of imported goods on the market with lower prices. Many creative efforts need to be carried out so that these people's businesses remain and increasingly develop, among others by improving the quality of the process of a blacksmith so that their products are quite competitive. This article describes the results of the research in the laboratory regarding the physical processes of heating and quenching under blacksmith, which the results have been applied to community service activities at the Suger Kidul villages in Jember Regency. The study aimed to find the most appropriate procedure for steel tool manufacturing processes so that the blacksmith products have high quality as high hardness. The physical process for blacksmith process is heating and quenching. This study analyzes the proper heat (temperature), proper processing time, and proper media for heating and quenching to produce good harness quality of the product.

BISAIN APP AS A SOLUTION OF SHARIA FUNDING FOR SMES IN INTEGRATED SYSTEM

Indonesia has named as a country with the fourth largest population in the world, which reaching 267 million peoples. In fulfilling its economic activities, one of the Indonesian people's businesses is opening a small and medium-sized business. In 2018, there were a number of Indonesian SMEs, which reached 59.2 million SMEs. Every SMEs actor needs a capital boost to proclaim his business. Besides that, investors also want to invest their money to make a profit. Since this very potential market, make a strong reason for the establishment of BisaIn App as an application that connects between SMEs actors and investors with sharia principles. With sharia principles, every transaction that is carried out will guarantee transactions that are transparent, safe, legal, profitable and lawful. The government through the Financial Services Authority (FSA) will also guarantee from every transaction for all parties. This App platform will also increase funding alternatives for developing SMEs business as well as supporting the government to expedite the SMEs business community by utilizing the industry era 4.0 in the Non-Bank Financial Industry sector.

Rethinking Managerial Reporting

Rethinking Managerial Reporting

Unifying traditional risk assessment approaches with attack trees

As software-intensive systems become more and more complex, so does the assessment of the risks that these systems may have on people's businesses, privacy, livelihoods, and very lives. For very large long-lived industrial programmes, such as the Galileo programme of the European Space Agency (ESA), or the French Pentagon programme for the Ministry of Defence, traditional risk management approaches are now reaching their limit. This is true for tooling, but even more so for humans. This paper proposes novel techniques to deal with cognitive scalability issues in risk assessment studies, amongst which graphical extensions to traditional risk management approaches, such as chain diagrams, and the seamless integration of attack trees. Feedback and results were collected from security experts and other stakeholders, in a large industrial context (namely, the Galileo risk assessment programme) and through dedicated research and development demonstrations. The feedback and results show effective improvements with respect to standard practices, even though fine tuning is still needed to reach an adequate and financially acceptable equilibrium between: (i) dealing with a large number of small independent problems; and (ii) maintaining an overall understanding of the system’s risks and risks treatment.