With the advances of technology, the banking industry faces the challenge of processing large-scale, heterogeneous human resource data. Traditional methods have difficulties in providing efficient and accurate analysis and prediction. This paper proposes an optimized human resource allocation algorithm based on deep latent Semantic Model (DLSM), which improves the accuracy and efficiency of data analysis by integrating deep neural network (DNN) and transfer learning technology. The experimental results show that the DLSM model performs well in text classification and information retrieval tasks, with the accuracy, accuracy, recall and F1 scores improving by 7.5%, 5.5%, 6.0% and 5.8%, respectively. This study confirms the excellent performance of DLSM model in HR data processing, provides an efficient and scientifically based solution for recruitment optimization in the banking industry, and enhances the competitiveness of enterprises.