Mutual Ownership Research Articles

Social Values in The Novel The Hunger Games by Suzanne Collins

This research aims to explain the social values in the novel The Hunger Games. The research method used is in the form of qualitative descriptive using content data analysis. The data of this research is in the form of words, sentences, and speech (dialogue) contained in the novel. The results of this study show that there is a social phenomenon in the story that contains competition, betrayal, and the existence of social gaps between the characters, but in this story there are also social values that can be learned, namely: 1) the value of affection consisting of loyalty, help, and care, 2) the value of responsibility in the form of the value of empathy and mutual ownership, 3) the value of life harmony in the form of cooperation.

Book Review-Speed & Scale: An Action Plan for Solving Our Climate Crisis Now

With the climate crisis deepening at an alarming rate, urgency underscores every facet of our collective response. “Speed & Scale: An Action Plan for Solving Our Climate Crisis Now” by John Doerr is an inspiration of hope in this critical moment. Endorsed by prominent climate leaders including Jeff Bezos, Al Gore, Bill Gates, and Mary Barra, among others, “Speed & Scale” is a significant work, drawing on the insights of those who recognize the need for swift measures. Through Doerr’s thorough research, deep analysis, and rigorous action plan, readers are confronted with the harsh reality of environmental challenges but equipped with practical strategies for change. Beyond mere discussion, this book offers a roadmap for policymakers, activists, and citizens to confront climate issues decisively. As temperatures rise and ecosystems suffer, the need for proactive engagement becomes ever more crucial. Doerr’s work highlights the capacity for innovation and collaboration, urging readers to partake in collective endeavors to safeguard our planet for future generations. The deliberate use of “we” throughout the book fosters a sense of mutual ownership and responsibility towards the stewardship of our vulnerable earth. With Doerr’s passionate advocacy, the book delivers more than a compelling narrative of urgency and hope; it serves as a clarion call for unified, immediate action. The time to forge a path towards a sustainable future is now.

Ownership of Humans

Animals and species live by behavior, they possess instincts to survive. People live by their own products. Depending on natural conditions and social circumstances, people have different ways of living, ways of living, and lifestyles. A way of life is a way of making products that ensure survival and the maintenance of the species. The characteristic of this product is direct, realistic, inevitable, and natural human communication. Communicating in nature, using products as brokers, is social. Society is a product prepared for people to enjoy and satisfy. Humans do not exist, society is meaningless. The existence of society is rich so that people can live based on each other's abilities and needs. Social satisfaction makes different ways of living in the process of development. The way of life makes products not only in tools, machines, equipment, robots, computers, AI, labor, plant care, and animal domestication, but also performs the basic function of survival, maintain the race and educate fellow human beings. But there is no product as good as people. Humans are both subjects and human products. Humans are both the subject of perception and the object of perception. Mutual ownership between people in family, religion, state, company, bank by tradition, canon law, law, charter, money. This ownership is both a product of necessity and a product of freedom in the process of development.

How does mutual ownership affect insurance investments?

This paper aims to explore the extent to which mutual and cooperative insurers contribute to insurance sector investment structures in different European Union (EU) member states. Does a higher share of mutual or cooperative insurers drive and influence different structures of insurance investments? This paper applies a panel data methodology to annual data on the structure of insurance investments of selected EU member states, data on the share of mutual and cooperative insurers, selected insurance, financial sectors, and macroeconomic indicators. The results and discussion in this paper emphasise drivers of insurance investment with a special focus on mutual ownership. This paper contributes to research on the mutual and cooperative investment approach and their potential contribution to the community and economic development.

RELIGIOUS HARMONIZATION ON ETHNO-RELIGIOUS COMMUNITIES OF MUSLIM AND DAYAK KATAB-KEBAHAN IN TEBING KARANGAN VILLAGE, MELAWI DISTRICT, WEST KALIMANTAN

Research on the Katab-Kebahan community or ethnic has been carried out by several researchers. In general, the research that has been done is narrative-descriptive in nature. Thus, the research has not studied the aspects of religious tolerance and moderation in the reality of the Katab-Kebahan community or ethnic between its Muslims and Dayaks. The purpose of this study is to describe religious harmonization in the Katab-Kebahan Muslim and Dayak ethnicities in the rural communities of Melawi, as well as uncover the factors that stimulate the formation of harmonization between them. The locus of this research is in the Tebing Karangan village, Melawi district, West Kalimantan. Meanwhile, the type of research is field research using a narrative-analytical model which also includes the archaeo-genealogical theory by Michel Foucault. The conclusion of this article explains that, basically, religious harmonization is formed from tolerance. But tolerance is formed through the process and various factors that support it. Such as the similarity in the vision and mission of life, the intensity of social-community relations, and the sense of kinship and togetherness that has been cultivated for a long time. This stimulates the emergence of a sense of mutual ownership and protection of one another.

THE IMPACT OF REGULATORY ACCOUNTING PROCEDURES ON THE U.S. SAVINGS AND LOAN CRISIS

This study explores the impact of regulatory accounting procedures (RAP) on the Savings and Loan industry during the 1980s. The Savings and Loan industry in the United States differs from commercial banks in that many of these entities are operated as cooperatives and focus on residential mortgages. Despite an increase in regulatory efforts in the 1980s, the S&L industry experienced significant failures and a lack of liquidity. Approximately one-third of the S&L entities failed during the years 1986 - 1995. This study explores multiple factors related to RAP and the S&L crisis. These factors include the voluntary adoption of RAP, organizational structure, and financial performance of the institutions. Data was collected on all S&L institutions in the state of Mississippi that were in operation as of the end of 1988. Utilizing stepwise regression this study finds that RAP was more likely to be adopted by S&L entities that operated under a mutual ownership structure when compared to S&Ls owned through stock. Results also show there was no economic benefit for those S&Ls that adopted RAP. Finally, Regulatory Net Worth was also found to be misstated in those entities that adopted RAP. The findings of this study suggest unintended consequences occurred regarding the adoption of RAP within the S&L industry.

Implementing the Personalised Learning Framework in University Studies: What Is It That Works?

Personalised learning embraces the elements of mutual ownership by learners and teachers, flexible content, tools and learning environments, targeted support, and data-driven reflection and decision making. The current study utilises a mix of instrumental case study (Stake, 1995) and deductive thematic analysis (Braun, Clarke & Terry, 2015; Terry et al., 2017) methods to explore the accounts of students of two teacher education study programmes at Vilnius University. The programmes were innovated to include practices of personalised learning in line with the framework developed by partners of the Erasmus+ Strategic Partnership Project INTERPEARL (Innovative Teacher Education through Personalised Learning). The results yielded three major themes which capture the successes and setbacks the students face, namely, personalisation in vivo: facilitation of growth as a would-be teacher; personalisation not manifest: what does not work; and personalisation in the making: the dos and don’ts.

A decade of community-based participatory research: from a tentative start to a fruitful approach in the field of mental health: a scoping review

AimsThis scoping review aimed to identify and analyse studies utilising Community-Based Participatory Research (CBPR) to design and/or disseminate a mental health (MH) intervention with underserved communities around the globe. This was with the intention of updating the knowledge base on this area, and identifying both areas of promise in this field as well as any gaps for future work to fill.MethodThis scoping review was conducted using the Joanna Briggs Institute's Scoping Review Manual and the Preferred Reporting Items for Systematic reviews and Meta-Analyses extension for Scoping Reviews (PRISMA-ScR) checklist. Three databases, Scopus, PubMed and Sage Journals, were searched to identify relevant studies, using the three terms ‘CBPR’, ‘underserved’ and ‘mental health’, and words to the equivalent.ResultThe search identified 607 English-language sources published between 1st January 2010 and 30th June 2020. Following duplicate removal, screening and bibliography scanning, 34 highly relevant studies remained. The studies were varied in their chosen context, MH gap, how they gave meaning to the participatory approach, how they defined their successes, and what strengths and challenges were encountered in CBPR's application to this field. Briefly, all bar one of the studies were focused on underserved communities within high-income countries (HICs); many focused solely on women and youth groups; and finally, the use of technology and talking therapies were noted to achieve particular success.ConclusionCBPR is commonly used to engage the underserved through long-term partnership building and equitable stakeholder involvement, shifting the dialogue from research on to research with communities. This unique, needs-oriented approach harbours mutual ownership of the research, empowering historically disenfranchised individuals to become actively involved in reducing identified health disparities. In the field of MH, this is of great importance and need in many underserved communities due to issues of access, heightened by a distrust in mainstream services as well as by the stigma attached to MH conditions.As compared to studies in this field ten years ago, CBPR has become much more established, with this review noting a remarkable increase in MH projects utilising this approach. Furthermore, the addition of new technologies to this field was shown to offer significant promise in overcoming access barriers, hoping to ultimately narrow identified MH gaps. Nonetheless, further work on the prevailing gender and HIC biases, and for a review including relevant Spanish-language studies, are still required in order to form a more global overview of this field.

Customary assets conflict and their impact on social relations fragmentations

This research focuses on studying conflicts involving traditional villages in fighting over the ownership status of the Temple of Death (Pura Dalem) as an asset that must be owned by a traditional village. Conflict involving two traditional villages in Bali, namely Kemoning and Budaga Village in Klungkung, resulted from a claim of ownership by one of the parties ahead of a massive celebration tribute to this temple’s birth centuries ago. The ownership claim led to rejection from another party, who said their traditional village was also entitled to the Temple of Death. This mutual ownership claim then escalated into an open conflict that resulted in casualties and injuries between the two parties. This research seeks to outline the root problems of this conflict and describe the actors, dynamics, and impacts of the conflict. This study used a qualitative approach through in-depth interviews with five informants consisting of two key informants (former heads of the Kemoning and Budaga Villages), one Klungkung resort police officer, and two people Kemoning and Budaga Village residents. Moore, Mitchell, Furlong, and Kriesberg use several perspectives to analyze the social conflict. The results showed that the problem of the two traditional villages lies in the inaccuracy of historical data, besides that there are different perspectives between the two parties about the existence of this temple, excessive control, and dominance in the management and poor communication caused the emergence of a hostile relationship pattern, raising mutual claims over the ownership of this Temple of Death. The dispute that led to this clash created an increasingly tenuous relationship between the two traditional villages.

Producer collectives through self-help: sustainability of small tea growers in India

ABSTRACT Collective action through self-help among small tea growers (STGs) is considered as a sustainable alternative of producer collectives in tea plantations in India. Using the case study method, this article discusses that self-help groups (SHGs) among STGs are used as innovative functioning systems to access markets, obtain fair price and gain knowledge and information. Mutual ownership of the manufacturing units along with establishing close relations with capital and individual landholding not only empower the growers but also help them in moving upward in the value chain and provide them with the identity as rural entrepreneurs. While democratic organisational structure, transparency, social cohesion, leadership and associational power in accessing various input and financial services are the main factors of success of such self-management model and collective actions, these could face threats owing to power asymmetry and overly pro-capital business strategies.

Balancing the formal and the informal: the relational challenges of everyday practices of co-operation in shared housing co-operatives in the UK

ABSTRACT This paper explores the challenges of everyday practices of co-operation in UK shared housing co-operatives, situated within literatures that stress the relational basis of these practices and the centrality of ‘critical associations’ to the conduct of everyday life. Shared housing co-operatives, based on mutual ownership and co-residence between unrelated adults, represent a radical departure from both the traditional landlord/tenant model of shared housing and newer models of shared provision such as co-living developments. They allow sharers to access affordable housing through effectively become their own landlord. Yet the practices of co-operation that generate these benefits are challenging, necessitating high levels of commitment to a common ethos and involving an unusual mix of both formal and informal ways of relating to co-residents. These features are explored in this paper. The paper concludes that, despite wider societal pressures towards the commodification of housing, the structures and norms of shared housing co-operatives allow them to transcend the strengths and weaknesses of their membership at any given time, and hence facilitate an unusual alternative to more widespread models of sharing in the private-rented sector.

Sociology Applied to Planning: Robert K. Merton and the Columbia–Lavanburg Housing Study

In 1944, the Fred L. Lavanburg Foundation resolved to fund sociological research of value to planners of housing projects and communities for low-income families. Columbia University sociologist Robert K. Merton directed the project. Two communities were studied: Winfield Park, NJ, a free-standing town constructed under the New Deal’s Mutual Home Ownership Plan, and Addison Terrace, a federally constructed housing project managed by the Pittsburgh, Pennsylvania, Housing Authority. Findings evaluated effects of site layout and building design in fostering patterns of friendships, creating local social structures. A book-length report manuscript that has never been published is described and discussed.

Meningkatkan Perkembangan Sosial Anak Melalui Penerapan Model Pembelajaran Kooperatif Tipe JIGSAW Pada Kelompok B Di RA Al-Hilal (Penelitian Tindakan Kelas Pada Anak Usia 5 – 6 Tahun)

Improving Social Development of Children through the Application of Cooperative Learning Model Jigsaw Type In Group B at RA Al-Hilal (Classroom Action Research In children aged 5-6 years). This research is based on the existence of a problem related to social development of learners that is lack of sense of togetherness, mutual ownership, mutual love among friends, being indifferent and waning mutual sense of mutual cooperation among students with each other due to the process of changing the era of globalization era Involving children are more self-interested and tend not to care about the environment.Problems revealed in this research is how the application of cooperative learning model of jigsaw type can improve social development of child in group B RAAl-Hilal? The goal to be achieved in this research is to know the improvement that happened in social development through applying cooperative learning model in group B RA Al-Hilal of academic year 2016/2017.This research is a Classroom Action Research. Subjects in this study were students of group B RA Al- Hilal, second semester of the academic year 2016/2017 which amounted to 20 children with the composition of men number of 9 children and women of 11 children. Based on result of analysis of research data after getting treatment using cooperative learning model, showing the positive and significant influence of social development of children in group B RA Al-Hilal academic year 2016/2017. The score of improvement of social development of children in group B RA Al-Hilal The academic year 2016/2017, initial condition obtained the total score of 242 points (50.42%) then in cycle I the number of scores increased by 89 points (18.26%) to 331 Points (68.68%), and finally in cycle II the number of scores increased by 96 points (20.15%) to 427 points (88.83%). Therefore, it can be concluded that the application of cooperative learning model proved to improve social development of children in group B RA Al-Hilal academic year 2016/2017.

Hope in Hard Times: Norvelt and the Struggle for Community during the Great Depression, The Mutual Housing Experiment: New Deal Communities for the Urban Middle Class

Hope in Hard Times: Norvelt and the Struggle for Community during the Great Depression, The Mutual Housing Experiment: New Deal Communities for the Urban Middle Class

Future Governance Options for the Mars Corporation

This paper argues that ownership forms and governance arrangements will play a critical role in ensuring the future of mutual practices and outcomes for the Mars Corporation. Mutuality is one of the company’s five core principles, and members of Mars Incorporated have increasingly been exploring how mutuality can be harnessed and embedded, thereby producing positive outcomes for both the corporation and its stakeholders. This paper looks specifically at how ownership structures can contribute to the mutuality of the corporation. There are plenty of member-owned ‘mutual’ businesses that fail to develop and implement the necessary policies and practices to take full advantage of their mutuality for business purposes: it is an opportunity lost. Conversely, there are non-mutuals, in the sense of organisations that are not member-owned, but which pursue mutuality as a business principle. These companies gain some advantage from so doing, but perhaps not to the full extent that would be possible were those principles to be supported by a degree of actual mutual ownership, and with less chance of that mutuality being sustainable. Companies that do not reward their employees or customers with any actual ownership stakes may nonetheless seek to engender a ‘sense of ownership’ amongst them: this may pay dividends, but it is likely to be more effective and sustainable if underpinned by a degree of actual ownership. This paper argues firstly, that to get the most out of mutuality, and to make is sustainable, requires a degree of mutual ownership. Using ‘trust’ or ‘foundation’ structures has proved successful at delivering such outcomes in a range of companies across the leading industrialised economies. Looking forward, to the question of how Mars Incorporated may choose to structure its own ownership and governance arrangements in the future, the company is involved in a range of interesting activities globally that might usefully seek to develop forms of mutuality with their suppliers and other ‘stakeholders’ in their distributional value chain. In so doing, Mars would be promoting mutual ownership within other, new companies. This would have three beneficial effects. First, it would strengthen the sustainability of those ventures themselves. Second, it would contribute positively to the degree of corporate diversity and resilience within those economies. And third, it would contribute in imaginative and innovative ways to the growth and development of the mutual sector itself, globally and over time.

Income Smoothing via Loan Loss Provision in Credit Cooperative Banks

This research investigates whether income smoothing via loan loss provision is lower for Credit Cooperative Banks than for non-Credit Cooperative Banks. Using data collected from the financial reporting of a sample of private banks, and Ordinary Least Square models based on net income or its variation, as used by previous literature, we find that income smoothing through loan loss provision is lower in Credit Cooperative Banks than in banks with different ownership structures. Results remain the same using several robustness tests (decomposition of loans, quality of loans, change in economic growth, cluster and fixed effect, effect of financial crisis). Mutual ownership, smaller size, and the local boundaries that characterize Credit Cooperative Banks may reduce the need for managers to manipulate earnings. Our findings give a positive evaluation of the recent Italian Law No. 18/2016 which reforms Credit Cooperative Banks, and imply that benefits of Credit Cooperative Banks ownership structure may derive from the group structure which gives a higher level of stability and solidity.

Secure and Efficient Cloud Data Deduplication with Ownership Management

Data deduplication has been widely used in cloud storage to reduce storage space and communication overhead by eliminating redundant data and storing only one copy for them. In order to achieve secure data deduplication, the convergent encryption scheme and many of its variants are proposed. However, most of these schemes do not consider or cannot address the efficiently dynamic ownership changes and the secure Proof-of-Ownership (PoW), simultaneously. In this paper, we propose a secure data deduplication scheme with efficient PoW process for dynamic ownership management. Specially, our scheme supports both cross-user file-level and inside-user block-level data deduplication. During the file-level deduplication, we construct a new PoW scheme to ensure the tag consistency and achieve the mutual ownership verification. Moreover, we design a lazy update strategy to achieve efficient ownership management. For inside-user block-level deduplication, the user-aided key is used to realize convergent key management and reduce the key storage space. Finally, the security and performance analysis demonstrate that our scheme can ensure data confidentiality and tag consistency, and it is efficient in data ownership management.

Jay Champion of Elevations Credit Union, 2014 Malcolm Baldrige National Quality Award Recipient

Jay Champion is the Chief Operating Officer of Elevations Credit Union. He directs all aspects of the credit union's commercial, consumer, and mortgage lending programs and oversees its retail delivery channels-including all branches, the Elevations call center and remote delivery. Jay is also responsible for governmental affairs, ensuring Elevations maintains excellent relationships with regulators and lawmakers, and marketing, which builds awareness of the Elevations brand and manages communication with current and prospective members.Jay was the executive vice president and chief lending officer with Texans Credit Union before joining Elevations in 2011 and previously served at three other banks in North Texas. He has a BS in Economics and an MBA from Texas A&M University- Commerce, and he is a graduate of the Southwestern Graduate School of Banking at Southern Methodist University.Author: How and why did the executives of Elevations make the decision to apply for the Malcolm Baldrige National Quality Award?Jay Champion: In 2008, Elevations' new CEO Gerry Agnes brought forth the Baldrige framework as a roadmap for the institution to use to focus on continuous improvement and long-term sustainability. Elevations was fundamentally sound and moderately profitable, but the Great Recession was wreaking havoc on many financial institutions and our credit union was stagnating. needed a path forward-one which was comprehensive in its approach and would help our enterprise create a holistic foundation for future success in the midst of turmoil and uncertainty.Author: How were the executives of Elevations involved in the implementation of the Baldrige initiative?Jay Champion: Gerry quickly gained the endorsement and support of the board of directors for the Baldrige framework. Beginning in the spring of 2009, the leadership team led the credit union through the development of a new Core Purpose, Vision, Values, and a BHAG (Big Hairy Audacious Goal). The entire organization was involved in the discernment of these foundational elements, which significantly contributed to every team member's sense of ownership and pride in these crucial statements and beliefs. Our BHAG became We will win the Malcolm Baldrige National Quality Award! While the goal was stated as winning the award, the purpose of pursuing Baldrige all along was for the improvements we knew it would drive for our membership and our teams.As the organization changed, matured, learned and grew over the next five years, all of our senior leaders remained engaged and vocal supporters of the Baldrige framework, believing it truly was our playbook for future success. all grew in our knowledge of the Baldrige criteria together-only a few of us had varying levels of experience working with Baldrige before joining Elevations-but despite varying degrees of knowledge, all leaders supported this work with their voices and their hard work. Over time, the entire organization got behind the effort, especially as early success and improvements began to gain traction.Author: What were some of the major benefits from utilizing the Baldrige criteria in your organization?Jay Champion: It's truly hard to summarize just how comprehensive and far-reaching the benefits of Baldrige have been for us. Credit unions have mutual ownership structures, so our members are both our shareholders and customers. Our membership has benefited in so many ways-better service metrics, faster loan turnaround times, improved products, higher loyalty scores (we are big believers in the value of measuring and improving Net Promoter® Scores). We've also markedly improved our financial performance in almost every metric and doubled the credit union's net worth since 2009.Baldrige forced us to create structure where it was needed, to measure what mattered, to innovate in ways that added value to our members, to focus on our core competences, and to choose what we were going to be best at. …

Building an alternative economic network? Consumer cooperation in Scotland from the 1870s to the 1960s†

There is growing interest in the ways in which, and the values according to which, economic activity is undertaken. For instance, mutual ownership has been identified as one means of helping to ‘redeem’ capitalism. This article engages with such issues by examining aspects of the behaviour of consumer cooperative societies in Scotland from the 1870s to the 1960s. It starts by discussing whether cooperatives represent a means of conceptualizing and undertaking economic activity that provides an alternative to the paradigm of investor‐led (neo)liberal capitalism. From this, and an outline history of consumer cooperatives in Scotland, it identifies two variables—dividend on purchases and funds for education—as proxies for the values underpinning cooperatives’ economic behaviour. Analysis of these variables indicates the existence of distinct cultures of cooperation, notably in the Glasgow and Edinburgh areas. The article concludes by offering two ‘lessons from history’ for those interested in alternative economic networks. The first is that cooperation can, and has, conceptualized and sustained an alternative to the dominant (neo)liberal economic paradigm. The second is that the scaling‐up of such voluntaristic economic thought and behaviour is unlikely to present a macro‐level challenge to it.

MAPPING THE PUBLIC SECTOR DIASPORA: TOWARDS A MODEL OF INTER‐SECTORAL CULTURAL HYBRIDITY USING EVIDENCE FROM THE ENGLISH HEALTHCARE REFORMS

Public service reforms increasingly blur the boundaries between public and private sectors, involving hybrid modes of service organization. With growing numbers of public services being transferred to private or mutual ownership, the article interprets reform as a public sector diaspora. Drawing upon the diaspora studies literature, the article proposes a model of hybridization that centres on the possibilities for cultural dislocation, adaptation, and hybridity. Focusing on reforms within the English National Health Service, the article presents an ethnographic study of the transfer or diaspora of doctors, nurses, clinical practitioners, and healthcare assistants from a public hospital to a private healthcare provider, exploring their experiences of migration, resettlement, and cultural hybridity. The model addresses a conceptual gap within the public policy and management literature by elaborating the antecedents, processes, and forms of cultural hybridization.