The many small inhabited islands of the Sundabarn region in north east India and Bangladesh, are subject to sea water flooding during cyclones. The objective is to predict flood risk so that improvements to flood defences can be prioritised. There are a few records of flood heights at a very limited set of locations, but there are long term data on cyclones that can be used to drive a simulation model to estimate flood risk at any points in the Sundarbans. The cyclone data is used to fit a stochastic model for cyclones. The cyclone model is combined with a deterministic storm surge model that provides sea level at the boundary of the Sundarbans. A hydraulic routing model, MIKE–21, is then used to predict water levels over a grid of interior points. The combined deterministic surge and routing models are approximated by a regression type model, so the stochastic simulation can quickly generate thousand of years of flood events. Results from a simulation are presented.