Millennial Generation In Indonesia Research Articles

Factors Influencing Sharia Digital Banking Utilization by Millennial Generation in Indonesia

This study aims to analyze factors influencing sharia digital banking utilization by using modified Technology Acceptance Model (TAM) approach. The data in this study were collected through questionnaires distributed online. The sample used in this study was 125 millennial respondents who used Jago Syariah Bank and Aladin Syariah Bank. In this study, the data is analyzed by using structural equation model analysis with the SmartPLS 3.2.9 analysis tool. The results showed that perceived ease of use, self-efficacy, and consumer innovativeness positively and significantly affect sharia digital banking utilization. However, there are some variables that have no significant effect, which are, perceived usefulness and subjective norms.

Determinan Niat Generasi Milenial di Indonesia Menggunakan Kosmetik Halal dengan Literasi Halal sebagai Variabel Moderasi

This research aims to investigate the influence of religious commitment and self-efficacy as internal variables on the purchasing behavior of Halal cosmetics among the Millennial Generation in Indonesia. Additionally, the study examines the moderating role of Halal literacy in the relationships between behavior, subjective norms, perceived behavioral control, and intentions to purchase Halal cosmetics. The research employs a quantitative method with Structural Equation Modeling analysis using SmartPLS 4.0 software. The findings reveal that religious commitment and self-efficacy significantly influence the purchasing behavior of the Millennial Generation regarding Halal cosmetics, and normative beliefs significantly affect subjective norms. Furthermore, attitude and subjective norms exhibit a significant relationship with the intention to purchase Halal cosmetics, while perceived behavioral control does not show significance. Moreover, Halal literacy has a positive moderating effect on behavior and subjective norms concerning the purchase intention. However, halal literacy does not moderate the relationship between perceived behavioral control the purchase intention.

Pengaruh Literasi Keuangan, Risk Tolerance, Dan Experienced Regret Terhadap Pemilihan Jenis Investasi Keuangan Syariah Pada Generasi Millenial

The purpose of this study was to examine the effect of financial literacy, risk tolerance and experienced regret on the selection of types of Islamic financial investments in the millennial generation in Indonesia. This study used purposive sampling and convenience sampling there were 8,483,213 respondents and sampling using the Slovin formula with an error rate of 10% which obtained a sample of 100 respondents. The analysis technique uses multiple lieniar regression. The results showed that financial literacy affects the selection of Islamic financial investment types, while Risk Tolerance has no effect on the selection of Islamic financial investment types, and experienced regret has a positive and significant effect on the selection of Islamic investment types, and simultaneously the influence of financial literacy, Risk Tolerance and experienced regret affects the selection of Islamic investment types..

Digital Literacy toward Historical Knowledge: Implementation of the Bukittinggi City History Website as an Educational Technology

This research aims to identify the challenges and opportunities in integrating digital literacy skills into history education. This research focuses on understanding educators' difficulties in integrating digital technologies into the traditional history curriculum. Educational technology as a means and facility to support education and learning is no exception for historical knowledge through access to historical websites. This study analyses digital literacy toward historical knowledge using the Bukittinggi City history website. This research is quantitative research with a survey approach with closed-ended questions. The research population is the millennial generation in Indonesia. Samples were taken with a non-probability sampling approach with purposive sampling. This study involved 831 respondents spread throughout Indonesia. The data analysis technique is partial Least Square Structural Equation Modelling (PLS-SEM). The results showed no difference in historical knowledge scores between males and girls. With a value of 0.697 and a 69.7% variance, the coefficient of determination (R2) result demonstrates significant volatility in historical knowledge. Additionally, Q2's value serves as a gauge for the model's predictive usefulness. The predictive relevance of the model's independent variables was assessed using the predictive relevance test (Q2). Men might be more adept at using online resources to broaden their knowledge of the city's past. Understanding the disparities in digital literacy between men and women will significantly impact the design of educational and literacy programs in Bukittinggi. Enhancing digital literacy can promote access to and understanding of the city's history, especially among women

Digital Literacy toward Historical Knowledge: Implementation of the Bukittinggi City History Website as an Educational Technology

This research aims to identify the challenges and opportunities in integrating digital literacy skills into history education. This research focuses on understanding educators' difficulties in integrating digital technologies into the traditional history curriculum. Educational technology as a means and facility to support education and learning is no exception for historical knowledge through access to historical websites. This study analyses digital literacy toward historical knowledge using the Bukittinggi City history website. This research is quantitative research with a survey approach with closed-ended questions. The research population is the millennial generation in Indonesia. Samples were taken with a non-probability sampling approach with purposive sampling. This study involved 831 respondents spread throughout Indonesia. The data analysis technique is partial Least Square Structural Equation Modelling (PLS-SEM). The results showed no difference in historical knowledge scores between males and girls. With a value of 0.697 and a 69.7% variance, the coefficient of determination (R2) result demonstrates significant volatility in historical knowledge. Additionally, Q2's value serves as a gauge for the model's predictive usefulness. The predictive relevance of the model's independent variables was assessed using the predictive relevance test (Q2). Men might be more adept at using online resources to broaden their knowledge of the city's past. Understanding the disparities in digital literacy between men and women will significantly impact the design of educational and literacy programs in Bukittinggi. Enhancing digital literacy can promote access to and understanding of the city's history, especially among women

Herding Behavior, Loss Aversion Bias, Financial Literacy, and Investment Decisions (a Study on Millennial Generation in Indonesia in the Digital Era)

In the last few years in Indonesia, many investment applications have emerged where these applications make it easy for investors to be able to invest. The emergence of investment applications also raises many problems such as fraud under the guise of investment and people in Indonesia, especially young people who are easily tempted by investment offers that provide high returns so that they often carry out investment activities but are irrational and tend not to look at financial conditions in making investments. The purpose of this study is to see how the internal and external factors of an investor, especially the millennial generation, in making investment decisions, namely the factors of Herding Behavior, Loss Aversion Bias and Financial Literacy. This research method uses descriptive and verification methods with a sample size of 400 respondents and data analysis techniques using Multiple Logistic Regression Analysis. The results showed that the the Herding Behaviour variable has a positive effect on Investment Decisions of the Millennial Generation in Indonesia in the Digital Age, Loss Aversion Bias has a negative effect on Investment Decisions of the Millennial Generation in Indonesia in the Digital Age, while the Financial Literacy variable has no effect on Investment Decisions of the Millennial Generation in Indonesia in the Digital Age.

How Does Green Human Resources Management Practice Influence The Job Pursuit Intention of Millennial Generation in Indonesia and Malaysia?

Green Human Resource Management (GHRM) practice is a set of activities in human resources that involve environmental aspects in their implementation. In 2020, with the millennial generation making up the largest proportion of the workforce, they will wield significant influence over business trends. Previous research indicates that job pursuit intentions are influenced by organisational attributes, emphasising the need for companies to understand the important values held by their future workforce. The purpose of this study is to measure millennials' perceptions of the influence of GHRM practices on their intention to seek employment in Indonesian and Malaysian companies and to analyse the impact of the implementation of GHRM practices in the company on millennials' intention to seek employment, using pro-environmental consciousness as a moderator. The data used in this research were primary data obtained through questionnaires with the Likert scale and the scenario-based study, and secondary data from the central statistical board and other literature that supports the research. The respondents in this study were final-year students at IPB University Indonesia and University Putra Malaysia. Data were analysed using descriptive analysis, hierarchical linear regression analysis, and bootstrapping in SPSS 22. The results show that GHRM is positively significant with job pursuit intention (JPI), whereas personal pro-environmental consciousness was not given the significant effect between GHRM and JPI. Implementing GHRM practices is indispensable for companies seeking to attract millennial talent. These practices can be implemented using both push and pull strategies, embedding pro-environmental aspects.

Strengthening Environmentally Friendly Behavior Through Waste Sorting and Recycling Programs Increasing Value Added Healthy Islamic Boarding Schools and Zero Waste

Applying the zero-waste concept is needed so that waste management in urban areas is not only more environmentally friendly. It's no longer just a trend, but this zero-waste has developed into a norm among the millennial generation in Indonesia. This service aims to strengthen environmentally friendly behaviour through sorting organic and inorganic waste and training in recycling inorganic waste into valuable products. The method used Participatory Action Research (PAR). This service found that students at PPAI An-Nahdliyah responded positively to environmentally friendly behaviour by sorting waste and received high creativity in recycling plastic bottle waste into valuable products, such as flower bouquets, pencil cases, etc. However, the sustainability of this program still needs to be improved. Therefore, this service recommends continuously improving students' resources to behave environmentally friendly and utilize their waste through reduction, reuse or recycling so that a zero-waste lifestyle is formed and supervision between each PPAI An-Nahdliyah student.

INVESTMENT BEHAVIOR IN THE MILLENNIAL GENERATION IN INDONESIA DURING THE COVID-19 PANDEMIC

This research was conducted during a pandemic, the researchers were interested in knowing whether financial distress in the millennial generation in Indonesia was influenced by overconfidence bias, self-attribution bias and confirmation. The sample of this study was 247 respondents using non-probability sampling technique using purposive sampling using SEM (Structural Equation Modeling) analysis technique using the LISREL program. The results of this study show that financial distress is influenced by overconfidence bias, self-attribution bias and confirmation bias. Their investment behavior is not based on good financial literacy so that investing is irrational

PENGARUH POST PURCHASE REMORSE TERHADAP NEGATIVE EMOTIONS, LEVEL OF SATISFACTION, EXTENT OF RUMINATION DAN BRAND SWITCHING (STUDI PADA KONSUMEN GENERASI Y PENGGUNA SMARTPHONE DI INDONESIA)

The purpose of this study was to determine the effect of post-purchase remorse on the level of satisfaction, the extent of rumination and brand switching, the effect of post-purchase remorse on negative emotions and level of satisfaction, the effect of post-purchase remorse on negative emotions and the extent of rumination. The population and sample in this study are all smartphone users in the millennial generation in Indonesia who have financial independence. By using the purposive sampling method, the number of samples in this study was 171 respondents. The analysis technique used is Structural Equation Modeling (SEM) using the Analysis of Moment Structures (AMOS) version 24.0 program. The results showed a significant influence between the variables of post-purchase remorse, level of satisfaction, negative emotions, extent of rumination, and brand switching. Insignificant influence occurs in the relationship of negative emotion variables to level of satisfaction and extent of rumination..

Pengaruh Job Burnout terhadap Turnover Intention pada Generasi Milenial Indonesia

Employee intention to leave is an individual's attitude to leave the organization because of fatigue at work, so it makes the intention to leave the company. This study has the goal of knowing the conditions and effects of work fatigue on employee intention to leave in the millennial generation in Indonesia so that it can enrich understanding and thinking about the effect of work fatigue on employee intention to leave, as well as being a company reference in determining strategies to minimize the level of employee intention to leave. The method used is a causal descriptive technique with a quantitative approach. The population of this study is the Indonesian millennial generation. The research sample is three hundred and sixty respondents—data collection using online questionnaires and Structural Equation Model data analysis tools. This study concludes that work fatigue positively and significantly affects employee intention to leave. Thus, it is suggested that the company can seriously handle work fatigue so that there is no intention to leave the company.

Trends in Digital Financial Literacy Research on the Indonesian Millennial Generation: A Systematic Literature Review

The primary objective for the millennial generation in Indonesia in the Digital Age is to increase digital financial literacy about financial technology services. This study intends to look into key data from numerous studies addressing digital financial literacy for Indonesia's millennial population. The millennial generation in Indonesia is highlighted in this study's systematic literature review of the contents of many studies from the Scopus and Google Scholar databases between 2020 and Mid-2023. According to this study, peer-reviewed articles that are primarily focused on national-level research are the most often undertaken sort of research. Due to their visualization in bibliographic mapping, the identified keywords for Indonesia's millennial young generation are still hardly ever researched. The number of studies on digital financial literacy for the millennial generation in Indonesia has grown during the last two years. Among the many studies, quantitative research design is the most popular. The most favourite subject areas for study concentration are financial technology and financial behaviour. Several recommendations have been made in light of the study's findings for future research concentrating on digital financial literacy, particularly for Indonesia's millennial age. These suggestions range from aggressively boosting the number of international research publications to enhancing the range of research designs with a wider topic area.

Representation of the panji figure as a millennial-era avenger

The purpose of this research is to explore how the character of Panji is represented in the millennial era. The Panji stories are a treasured historical legacy that once flourished in the past, particularly during the Majapahit era, and spread to various regions in the archipelago and some Southeast Asian countries. Panji is closely associated with being a protagonist figure, which is why he is considered a role model for living a righteous life. In the realm of education, the Panji stories can be thoughtfully incorporated as teaching materials for students, particularly in character education.The character of Panji can serve as a model or avenger, akin to a Nusantara superhero. This research adopts a qualitative research method, and data is collected through secondary sources, such as literature, books, articles, documents, and websites. The findings of this research represent Panji as an avenger in the millennial era, combating the growing influence of Western culture that has seeped into the paradigm of the millennial generation in Indonesia. Moreover, it fosters a sense of patriotism by appreciating the rich cultural heritage of the nation.

MEMBANGUN KOMUNITAS HIJAU MELALUI PELATIHAN “PROGRAM SADAR PRODUK HIJAU MELALUI MEDIA SOSIAL” PADA GENERASI MILENIAL DI LAMPUNG

The coming of the digital era opens up new opportunities for social media as an interactive means ofaccumulating knowledge. Individuals who interact with each other in social media space operate thecapacity of information-seeking and information-sharing. At a certain level, the accumulation ofknowledge formed by the information-seeking and information-sharing activities of social media opensup views for solving practical problems, including one of which is environmental problems. By usingthe global normal argument of green practices and the potential of the millennial generation inIndonesia, the Tim Pengabdian kepada Masyarakat (PkM) of Universitas Katolik Musi Charitas -Palembang held an activity entitled "Green Communities Development Through 'Green ProductAwareness Program Using Social Media' for Millennials in Lampung". The program employs twostages of green awareness development method, namely: (1) Conceptualization ; and (2) Practicalimplementation. The activity which lasted for two days received a positive response from theparticipants.

The Impact of Customer Engagement on Brand Loyalty: The Mediation Roles of Brand Attachment and Customer Trust

This study explores the influence of brand love and brand experience on customer engagement and then the influence of customer engagement on brand loyalty directly or mediated by brand attachment and customer trust in cosmetic industry brands in Indonesia. This research was conducted in 2022 by involving 202 respondents using Instagram who is women of the millennial generation in Indonesia. Quantitative research using the Structural Equation Model (SEM) method with data analysis using SmartPLS. Some of the findings in this study are that brand love and brand experience indirectly affect brand loyalty mediated by brand attachment and customer trust. Meanwhile, customer engagement does not have a direct influence on increasing brand loyalty directly. The managerial implications of this research for industry practitioners and researchers are to build strong brand love, and brand experience will be able to create customer engagement, then loyalty to the customer's brand will be higher when the brand can strengthen customer engagement which then creates brand attachment and customer trust

Zakat, infaq, shadaqah, and waqf using financial technology: Millennial generation perspective

Purpose – This research is to study Zakat, Infak, Shadaqah, and Waqf (ZISWAF) through fintech for the millennial generation, considering the enormous potential of the millennial generation in Indonesia. Assisted by adopting and modifying the theories of Theory of Planned Behavior (TPB) and Unified Theory of Acceptance and Use of Technology (UTAUT).Methodology – The approach used in this research is quantitative, with primary data as the data type. The data analyst used is in the form of SEM-PLS, assisted by adopting and modifying the theories of the TPB and the UTAUT.Findings – The results show that millennial intentions to make ZISWAF payments using fintech are not affected by behavioral control, but subjective norms and performance expectations greatly impact individual attitudes. Then, in making ZISWAF payments using fintech for the millennial generation, business expectations significantly impact individual intentions. At the same time, performance expectations, facilitation conditions, and individual attitudes do not affect individual intentions. The final results show that personal views do not moderate the relationship between subjective norms, perceptions of behavioral control, and performance expectations on individual intentions to make ZISWAF payments through fintech in the millennial era.Implications – National Board of Zakat (Badan Amil Zakat Nasional, BAZNAS) and Amil Zakat Institution (Lembaga Amil Zakat, LAZ) must promote their goods in connection to ZISWAF payments on a predefined digital platform and a way to get millennials interested in ZISWAF via fintech.Originality – This study uses the collaboration theory of TPB and UTAUT, so not many use it, especially in research on public perceptions of paying ZISWAF through fintech.

The Influence of Work Motivation and Work Discipline towards the Job Satisfaction with Organizational Commitment as Intervening Variables of the Millennial Generation in Indonesia

Aims: In the millennial generation era, the competition between companies is very tight. That is why companies must ensure that their employees’ criteria could compete in such a situation. The level of competition between individuals is very tight, requiring business organizations to face the challenges to survive. The competition between individuals demanded all companies do their work as effectively and efficiently as possible to achieve the companies’ targets by relying on the available human resources. This research aims to analyze the influence of work motivation and work discipline towards job satisfaction with organizational commitment as intervening variables of the millennial generation employees in Indonesia.
 Study Design: Explanatory Research.
 Place and Duration of Study: Indonesia between October 2022 and November 2022.
 Methodology: This study uses a survey research design method and a quantitative design. The data were collected by using questionnaires which were responded by 219 respondents through purposive sampling technique. The technique of the analysis is Structural Equation Modelling (SEM) with AMOS 26 supporting tools. (156 women, 63 men; age range 25-35 years).
 Results: The research result shows that work motivation and work discipline give a positive and significant influence on organizational commitment, work motivation and work discipline also significantly and positively influenced job satisfaction, organizational commitment also give significant and positive influence to job satisfaction and functioned as a significant mediation towards work motivation and work discipline.
 Conclusion: This research identified that work motivation and work discipline has both direct and indirect relation to the employees’ job satisfaction. Based on the research done, it is discovered that work discipline and work motivation are factors that could make the employee satisfied with his/her work. If the employee does not have work motivation and work discipline it will affect the commitment to the organization in the company, in which organizational commitment is a mediator that could indirectly influence the job satisfaction of the employee.

Christlikeness: An Attempt to Build Christian Spirituality for Indonesian Millennial Generation

Christlikeness is the essence of the Christian life. Efforts to build spirituality in the era of technological progress have been widely analyzed, including for the millennial generation but are more at the level of phenomena. In general, the millennial generation is understood as those who were born in the range of 1987-2001. The contemporary lie in the world today is full of massive technological influence that changes human social life and even human spiritual life, especially creating the millennial generation. A fundamental question to be answered is how to build a spirituality that is relevant for the millennial generation in Indonesia. This article aims to demonstrate that attempts to build spirituality for the millennial generation in accordance with their characteristic must be based on and simultaneously aimed at being in the Christlikeness. This article will employ the literature method from books and journal articles. Specifically, most of the journal articles will cover the research within the last 10 years. There are three stages of analysis carried out, namely: first, conducting a study on the characteristics of the millennial generation specifically in Indonesia, second, demonstrating the essence of spirituality which is Christlikeness by examining Luke 9:23, and thirdly efforts to build a spirituality that is relevant to the Christian millennial generation in Indonesia. Conclusions are the final part of this article. The implication of this research both theoretically and practically is addressed to the church, the parents, and Christian educators who deal with the millennials. There is an urgency for to understand the characteristics of the millennials that they can build their spirituality. Furthermore, all who deal with the millennials must provide a relevant context for the millennials such as technology, their spirit of freedom, the attachment to the family. The essence of spirituality which is Christlikeness must be delivered through all these characteristics.

The investment decision of millennial generation: An analysis using financial literacy and financial behavior

This study aims to determine the factor of financial behavior that affects the millennial generation’s individual investment decisions in Indonesia moderated by financial literacy. Four human behaviors, overconfidence, herding factor, trait anger, and trait anxiety, have been investigated using a sample of 100 respondents. The results of this study show a significant and positive influence on the variable of overconfidence, trait anger, and trait anxiety against investment decisions. In contrast, the herding variable does not have a significant effect but a positive value on the investment decision. The study results will add insight to investors about the investment decision process for the millennial generation in Indonesia. As a practical implication, it needs to conduct training programs, workshops, and seminars that create awareness, recognize financial behavior, overcome economic activity bias, and improve financial literacy (Atkinson & Messy, 2011; Bucher-Koenen et al., 2016). It recommends that investors ask the investment advisor, fund manager, and financial planner to make investment planning following the financial goals, risk profile, and profit that is expected to achieve economic well-being finally.

Social Media: Millenial Generation Alternative Solutions in Learning Religion During Covid-19 Pandemic

The use of social media as a communication medium is not limited. In the era of technological development with the spread of the Covid-19 pandemic, social media is also used to access information about spiritual issues. This study aims to explore the use of social media as a religious learning solution for the millennial generation in the era of the spread of Covid-19. This study adopts a qualitative approach with a phenomenological method to the millennial generation's tendency to use social media. Data collection uses observation, interviews, and analysis studies of da’wah accounts on social media. The data analysis technique uses the theory of Miles and Huberman, namely collecting data, reducing, and presenting. Data validation uses data triangulation and data sources. This study shows that the millennial generation filters da’wah accounts on social media based on their understanding (manhaj). This research needs to be followed up by mapping the concept of da’wah through social media which is relevant for the millennial generation in Indonesia.